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/Best Products/USSD/🇳🇬 Nigeria

Top 33 Best USSD Startups & Products in Nigeria

USSD remains one of the most practical ways to reach customers in Nigeria, especially where data access is inconsistent or users prefer feature phones. This directory highlights 33 USSD products available locally, spanning payments, customer onboarding, service delivery, and engagement flows. For businesses, USSD often delivers high completion rates because it is fast, familiar, and works without an app.

Page 1 of 1

Favicon of Paystack

Paystack

Accept online and offline payments across multiple channels
Fintech
Favicon of Esoko

Esoko

Digital tools for surveys and last-mile service delivery
Agri Tech
Favicon of Mukuru

Mukuru

Send money across borders with cash, card, or wallet payouts
Fintech
Favicon of Sterling

Sterling

Digital and branch banking for everyday and business needs
Fintech
Favicon of Africa's Talking

Africa's Talking

Telecom and payments APIs for building mobile engagement
Communication & SocialDeveloper Tools & Cloud
Favicon of Etranzact

Etranzact

Multi-channel payment switching and processing for Africa
Fintech
Favicon of mDoc

mDoc

Virtual self-care support for chronic condition management
Health Tech
Favicon of Buypower

Buypower

Pay Nigerian electricity bills and get tokens instantly
Fintech
Favicon of Palmpay

Palmpay

Mobile money, savings, bills, and agent cash services
Fintech
Favicon of Lendsqr

Lendsqr

Launch and manage digital lending across every channel
Fintech
Favicon of Eyowo

Eyowo

Send, receive, pay, and save using only a phone number
Fintech
Favicon of Clafiya

Clafiya

Save for health and get care at home or online
Health Tech
Favicon of 9psb

9psb

Digital banking, payments, and agent cash services in Nigeria
Fintech
Favicon of Afya Pap

Afya Pap

Digital chronic care platform for diabetes and hypertension in Africa
Health Tech
Favicon of Monnify

Monnify

Accept card and bank transfer payments in Nigeria
Fintech
Favicon of Qrios

Qrios

APIs for messaging, voice, and digital payments in frontier markets
Communication & SocialFintech
Favicon of ReadyCash

ReadyCash

Agency banking and bill payments through local agents
Fintech
Favicon of PayXpress

PayXpress

Accept, collect, and disburse payments across channels
Fintech
Favicon of HelloDuty

HelloDuty

Build customer support and engagement across voice and messaging
Marketing & CRM
Favicon of 3line

3line

Payment infrastructure for cards, USSD, QR, and transfers
Fintech
Favicon of Nearpays

Nearpays

Accept card payments with NFC Tap to Pay and USSD
Fintech
Favicon of Arkesel

Arkesel

Reach customers by SMS, email, voice, and USSD
Communication & Social
Favicon of Hopepsbank

Hopepsbank

Digital banking, transfers, and bill payments by phone number
Fintech
Favicon of CoralPay

CoralPay

Payment switching, gateways, USSD, and transfers for businesses
Fintech
Favicon of Fetswallet

Fetswallet

Send money, pay bills, and top up airtime in one wallet
Fintech
Favicon of Corebank

Corebank

Digital banking for savings, loans, and everyday payments
Fintech
Favicon of Fazipay

Fazipay

Agent POS network for cashouts, bills, airtime, and solar
Fintech
Favicon of SmartTeller

SmartTeller

Digitize cooperative banking across web, mobile, and USSD
Fintech
Favicon of Mustard

Mustard

Trade crypto, get instant naira liquidity and short-term credit
Crypto & Web3
Favicon of ElementPay

ElementPay

Accept stablecoin payments via USSD and mobile money
Crypto & Web3Fintech
Favicon of Payhive

Payhive

Save and contribute with peers from one shared wallet
Fintech
Favicon of Falconpay

Falconpay

Send money, pay bills, and buy airtime from one wallet
Fintech
Favicon of Szndpay

Szndpay

Accept cards, transfers, USSD, and mobile money in one API
Fintech
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Frequently Asked Questions

Also in Nigeria

Agent Network(30)AI-Powered(90)B2B(250)B2B2C(199)B2C(234)Banking(34)Bill Payments(107)BNPL(12)Bulk Payments(31)Business Intelligence(27)Community Platform(22)Content Creation(10)Conversational AI(14)Credit Scoring(25)Cross-Border Payments(130)Cryptocurrency Trading(56)Customer Support(12)Direct Debit(11)Enterprise(12)Expense Tracking(31)Gift Cards(37)Insurance(22)Inventory Management(35)Investments(48)Invoicing(57)KYC Provider(41)Last-Mile Delivery(26)Lending and Loans(92)LMS(10)Loyalty & Rewards(14)Marketing Automation(11)Marketplace(102)Messaging(28)Microfinance Bank(11)Mobile Money(88)Multi-currency(128)Neobanks(15)Offline-Capable(17)Online Store(22)Order Management(25)P2P(16)Payment Gateway(64)Payment Links(41)Payroll(28)Personal Finance(13)Pharmacy(11)Physical Cards(33)POS(39)Predictive Analytics(15)Property Management(10)QR Payments(21)Recruitment(16)Remittances(54)SaaS(217)Savings(72)Stablecoins(41)Subscription Management(23)Telemedicine(19)Travel Booking(10)Virtual Cards(89)Wealth Management(17)White-label(12)

USSD in Other Countries

🇬🇭 Ghana(19)🇰🇪 Kenya(25)🇷🇼 Rwanda(10)🇿🇦 South Africa(12)🇹🇿 Tanzania(11)🇺🇬 Uganda(11)