What is Payaza and how does it work?

Payaza is a fintech payment gateway that enables businesses to send and receive payments securely across Africa. It supports multiple payment methods including mobile money like M-Pesa and MTN, debit and credit cards, bank transfers, and multi-currency transactions with instant payouts and AI-powered fraud protection.

What countries does Payaza operate in?

Payaza operates primarily in several African markets, including Nigeria, Ghana, Kenya, and South Africa, while also supporting cross-border payments to additional countries through its global payment infrastructure.

How do I sign up for Payaza?

Visit payaza.africa and sign up through their platform to create an account. Complete the onboarding process, which includes secure KYC protocols, then access the dashboard to manage payments.

Does Payaza have a mobile app?

Yes, Payaza Notifier is available on App Store and Google Play.

Who is Payaza best suited for?

Payaza is best suited for businesses of all sizes, including merchants, SMEs, freelancers, eCommerce brands, startups, and large enterprises needing flexible payment processing.

How do I contact Payaza support?

For support, send an email to support@payaza.africa.

Does Payaza have a plan for teams or businesses?

Yes, Payaza offers solutions for businesses of all sizes, including teams and large corporations with multiple outlets.

Does Payaza offer an API or integrations?

Yes, Payaza offers a public API. View the official Payaza API documentation for endpoints, authentication, and integration guides.

Payaza

🇳🇬 Nigeria 🇬🇭 Ghana 🇰🇪 Kenya+1 more

A payment gateway for businesses to accept secure online payments, send and receive money, manage transactions, and support multi-currency customers across Africa.

Use it on:Web API Android· 4.8 iOS· 5.0

Is Payaza right for you?

Best for

Online-first businesses
Cross-border sellers
Subscription services
Marketplaces and platforms
B2B payment teams

What it does well

Multi-currency payments
Online checkout payments
Send and receive money
Transaction tracking
Payment security tools

Things to check

Settlement timeframes
Supported payment methods
Payout countries
Chargeback handling
Developer setup needs

Payaza is a payment service provider for businesses that need to accept secure online payments, send and receive money, and manage transactions through a single platform.

Key capabilities include:

Payment gateway and API integration for online stores and business applications that need to accept payments programmatically
Payment links that businesses can share via WhatsApp, email, or social media to collect payments without a website
Checkout solutions for secure online payment collection
Transaction management tools, including a dashboard for monitoring payments in real time and branches for tracking collections across multiple business locations

Available on Web with API access.

It serves B2B teams, including small businesses, SMEs, enterprise merchants, and online store owners that need online and offline payment collection methods.

Payaza is relevant for African commerce, particularly in Nigeria, by supporting multi-currency payments for international customers and including fraud protection for more secure processing.

As of Jul 6, 2026, Payaza is rated 5.0 on the App Store from 2 reviews and 4.8 on Google Play from 10 reviews with 1K+ installs.

Social Links:

Categories:

Fintech

Features & Business Model:

b2b multi-currency payment-gateway