Question 1

What is the best Flutterwave alternative for West Africa (Senegal and Côte d'Ivoire)?

Accepted Answer

For West Africa, PayDunya and FedaPay are strong Flutterwave alternatives because they are available in Senegal and Côte d'Ivoire (alongside other WAEMU markets). PayDunya positions around accepting, collecting, and disbursing payments across West Africa, while FedaPay focuses on mobile money and card acceptance via API, hosted checkout, and payment links.

Question 2

What can I use instead of Flutterwave in Tanzania?

Accepted Answer

If your business is Tanzania-based, ClickPesa is the most direct alternative to Flutterwave from this shortlist. It is Tanzania-focused and supports collecting and disbursing via mobile money, bank transfers, and cards through one account.

Question 3

Which apps like Flutterwave work best across Francophone Africa?

Accepted Answer

For Francophone Africa coverage with a single integration, CinetPay is designed for accepting mobile money, Visa, Mastercard, and digital wallet payments across nine Francophone African countries. For West Africa specifically, PayDunya is available across Senegal, Benin, Burkina Faso, Côte d'Ivoire, Mali, and Togo.

Question 4

Which Flutterwave competitor should I pick for card plus mobile money payments across Africa?

Accepted Answer

If you want card plus mobile money acceptance across multiple African markets, DPO Pay and CinetPay are the two most relevant competitors to compare. DPO Pay positions itself as an African gateway for card and mobile money payments in multiple currencies, while CinetPay combines cards and mobile money with a one-API approach in Francophone markets.

Question 5

What does Flutterwave cost compared with alternatives?

Accepted Answer

Flutterwave’s published card pricing is often referenced as 2.9% for local card transactions and 3.8% for international card transactions, with pricing otherwise typically provided on request. If pricing clarity is your priority, compare providers with more tightly defined regional scope like PayDunya (West Africa) or ClickPesa (Tanzania) during onboarding so you can get confirmed rates for your exact market and payment mix.

Question 6

Which Flutterwave alternative is best for payouts, approvals, and spend control in Kenya?

Accepted Answer

For Kenya workflows that look like payables, Popote Pay is a better fit than a pure gateway because it focuses on company payments with approvals and spend control. If you need payment infrastructure that highlights M-Pesa and cross-border rails, Fingo Pay positions around M-Pesa, bank transfers, SWIFT, and states it is CBK-licensed.

Question 7

Do Flutterwave alternatives support payment links and multi-currency collections?

Accepted Answer

Yes, several Flutterwave alternatives offer payment links and multi-currency features, including PayDunya, CinetPay, and DPO Pay, all of which list Payment Links and Multi-currency in their product tags. If you are paying a global workforce and want broader cross-border options, Payd supports multi-currency funds across 35+ countries and includes mobile money, banks, cards, and stablecoins.

Question 8

How do I switch from Flutterwave to another payment gateway without breaking checkout?

Accepted Answer

Start by running a parallel integration with one alternative, for example DPO Pay or CinetPay, then route a small percentage of traffic to validate success rates and settlement reporting. Keep your payment links and invoicing flows as a fallback while you update webhooks, verification, and reconciliation, and only then migrate fully market by market.

Top 203 Best Flutterwave Alternatives & Competitors (2026)

Alternatives to Flutterwave

ClickPesa

CinetPay

DPO Pay

Payd

Popote Pay

FedaPay

Xente

Klickit

Paystack

Fingo Pay

IntaSend

CPayant

MaxiCash

Onafriq

KongaPay

expressPay

Konnadex

Ozow

PayDunya

Shukran

Swerv

TandaPay

Canta

iPay Africa

Frequently Asked Questions

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