Question 1

What is the best alternative to Wave in Senegal?

Accepted Answer

For international transfers and wallet payouts in Senegal, Send App is a strong Wave alternative because it supports sending to banks, mobile money wallets, or cash pickup and operates in Senegal. If you want an e-wallet option that also focuses on international payments, PayQin is available in Senegal too.

Question 2

What can I use instead of Wave in Uganda for bill payments and mobile money?

Accepted Answer

In Uganda, Momo is a solid option because it supports mobile money features like send and receive, bill payments, and airtime and lists Uganda as an available market. If you also pay bills online via a broader consumer services platform, Quickteller is available in Uganda.

Question 3

Which apps are like Wave for cross-border remittances?

Accepted Answer

If you are switching from Wave mainly for international remittances, start with Mukuru and Send App. Mukuru supports cross-border transfers with cash pickup plus bank and mobile wallet payouts, while Send App focuses on instant international transfers to banks, mobile money, or cash with real-time tracking.

Question 4

Is Wave available in Côte d'Ivoire and what are good backups?

Accepted Answer

Wave is listed as operating in Côte d'Ivoire, but it is still smart to keep a backup that works in the same country. Momo is available in Côte d'Ivoire for mobile money and bill payments, and Zobo Money is also available there for diaspora-to-Africa transfers in currencies like EUR and GBP.

Question 5

I need a Wave alternative for Cameroon, what should I pick?

Accepted Answer

If your priority is cross-border transfers into Cameroon, Katika is purpose-built for the Europe to Cameroon corridor, with MTN or Orange Money payouts and real-time tracking. For broader international sending coverage that includes Cameroon, Send App also operates there.

Question 6

How does Wave’s pricing compare with similar apps?

Accepted Answer

Wave’s consumer transfers are stated at a 1% fee, with free bill payments and free deposits and withdrawals. If you want to avoid transfer fees in a specific corridor, Katika advertises 0% fees for Europe to Cameroon transfers, while Zobo Money positions itself as zero-fee for sending from the US, UK, Canada, and Europe to Africa with local currency delivery.

Question 7

Do Wave alternatives support cash pickup or agent cash-out?

Accepted Answer

Yes, some Wave competitors are built around cash-out flexibility. Mukuru supports cash pickup and also offers bank and mobile wallet payouts, while Quickteller includes an agent network alongside online payments and transfers.

Top 44 Best Wave Alternatives & Competitors (2026)

Alternatives to Wave

Coris Money

Momo

MaxiCash

Send App

Tbay

Katika

Zobo Money

Quickteller

Moov Africa

Canta

NALA

Pesapal

WapiPay

Vban

Moneco

Hizo

Mukuru

FX Kudi

Chipper Cash

Accrue

Eversend

clinicPesa

Cash Plus

Zeepay

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