Wave is a mobile money app for consumers in African markets to deposit and withdraw funds, send money for 1%, pay bills for free, and buy airtime on Android and iOS.
Wave Product Overview
Is Wave Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Mobile money users
- Sending money to family
What It Does Well
- Low fee transfers
- Free bill payments
Things to Check
- Countries supported
- Agent network nearby
About Wave

Wave Mobile Money is a mobile money and digital finance app for individual consumers that supports everyday payments and transfers.
Key capabilities include:
- Cash in and cash out with free deposits and withdrawals
- Money transfers to other people for a 1% fee
- Bill payments with no fees
- Airtime top-ups for mobile credit purchases
The service also provides a toll-free customer support number and promotes security controls to help protect user funds.
Available on Android and iOS.
Target audience: Consumers who need a mobile wallet for sending money, paying household bills, and buying airtime.
What makes it notable in an African market context is its fee structure, offering free deposits, withdrawals, and bill payments, with a clearly stated 1% transfer fee, plus in-app access to support and security information (including a responsible disclosure policy).
Wave Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Wave is rated 4.6 on the App Store from 3.5K reviews and 4.5 on Google Play from 375.4K reviews with 50M+ installs.
Recent Reviews for Wave
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Wave Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataWave has 3 recorded funding events.
- Total Raised:
- Undisclosed
Wave Investors & Funding Rounds
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Wave Founders & Leadership Team
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Latest Wave News & Updates
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Jobs at Wave
| Title | Posted |
|---|---|
| Agent Operations Lead | Sep 25, 2026 |
| Support Quality & Training Lead | Sep 24, 2026 |
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Frequently Asked Questions About Wave
Wave is a cloud-based accounting and bookkeeping software that helps small businesses manage their finances. It includes features like invoicing, expense tracking, bank account connections, financial reporting, and payment processing all in one platform.
Wave offers a free version with core features including unlimited invoices, expense tracking, financial reports, and double-entry accounting. Paid add-ons are available for features like payment processing, payroll, and tax filing services.
Wave operates in Senegal, Côte d'Ivoire, Burkina Faso, Cameroon, Mali, Senegal, Uganda and The Gambia.
To sign up for Wave, download the Wave mobile app on your Android or iOS device, then follow the in‑app steps to create an account and verify your phone number and identity where required. In many cases, local Wave agents can also help you get started and add your first cash deposit.
Yes, Wave is available on iOS and Android.
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