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MTN MoMo is a mobile money service for individual consumers who need to send and receive money, pay for everyday services, and make purchases from a phone.
Key capabilities include:
Available on Android and iOS.
Built primarily for B2C use cases, including peer-to-peer transfers, day-to-day bill payments, and small in-person purchases.
It is notable in African markets for its availability across multiple MTN operating countries, including Ghana, Côte d'Ivoire, Cameroon, Uganda, Zambia, Benin, Liberia, Rwanda, and the Republic of Guinea, and for extending beyond transfers into in-app payments such as virtual cards for online shopping, plus loans and savings options (availability varies by market).
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