MoMo
Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification worksA mobile money app for consumers to send and receive money, pay bills, buy airtime and data, and make merchant and online payments in select African markets.
MoMo Product Overview
Is MoMo Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Everyday mobile money users
- Bills and airtime top ups
What It Does Well
- Send and receive money
- Pay utility bills
Things to Check
- Available countries list
- Cash-in cash-out options
About MoMo
MTN MoMo is a mobile money service for individual consumers who need to send and receive money, pay for everyday services, and make purchases from a phone.
Key capabilities include:
- Local and international transfers, allowing users to send and receive money for personal transactions
- Bill payments and recurring payments for services such as utilities, school fees, and subscriptions
- Airtime and data purchases, including support for non-MTN networks (where available)
- Merchant payments, including QR code scan-to-pay, plus options such as CashOut, deposits, and withdrawals
Available on Android and iOS.
Built primarily for B2C use cases, including peer-to-peer transfers, day-to-day bill payments, and small in-person purchases.
It is notable in African markets for its availability across multiple MTN operating countries, including Ghana, Côte d'Ivoire, Cameroon, Uganda, Zambia, Benin, Liberia, Rwanda, and the Republic of Guinea, and for extending beyond transfers into in-app payments such as virtual cards for online shopping, plus loans and savings options (availability varies by market).
MoMo Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 12, 2026, MoMo is rated 3.1 on the App Store from 587 reviews and 3.8 on Google Play from 60.2K reviews with 10M+ installs.
Recent Reviews for MoMo
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews workHow is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
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NG · 1 review
Jun 29, 2026
The app is very useful, I literally buy data for a very affordable price on the app
NG · 1 review
Jun 27, 2026
I love the app sooo much it's seamless and the fact that the data is affordable is soo awesome
Compare MoMo With Similar Products
MoMo Founders & Leadership Team
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Latest MoMo News & Updates
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Jobs at MoMo
| Title | Posted |
|---|---|
| Analyst - Regional Sales North East.Sales and Distribution | Sep 22, 2026 |
| (LDC) Manager - Postpaid Commissions.Finance | Sep 21, 2026 |
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Frequently Asked Questions About MoMo
MoMo is a mobile money service that lets you manage your finances through your phone. You can send and receive money locally and internationally, pay bills, buy airtime and data, make purchases with QR codes, access loans, and store money securely in a digital wallet linked to your mobile number.
MoMo has no monthly fees. Many services like bill payments, airtime purchases, and transfers are free, though some transactions may have negotiable fees depending on usage volume.
MoMo operates in Ghana, Côte d'Ivoire, Cameroon, Uganda, Zambia, Benin, and South Africa, with Ghana being the main user base.
You can register for a MoMo account in minutes using your MTN mobile number through the Momo app or by visiting momo.mtn.com.
Yes, MoMo has mobile apps available on both Android (Google Play) and iOS (Apple App Store).
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