What is Moov Money and how does it work?

Moov Money (Flooz) is a mobile money service that lets you send and receive money, withdraw cash, pay bills, and buy airtime from your phone. It works through a wallet linked to your Moov Africa number, using USSD, web services, and the Moov Money TG app.

What countries does Moov Money operate in?

Moov Money operates primarily in Togo. The service is offered by Moov Africa Togo.

How do I sign up for Moov Money?

To sign up for Moov Money in Togo, visit an official Moov Africa branch or an authorized Flooz agent with a valid ID to complete the registration process. For more details, visit Moov Africa.

Does Moov Money have a mobile app?

Yes. Moov Money has a mobile app available for Android and IOS.

Who is Moov Money best suited for?

It is best suited for individual consumers in Togo, as well as merchants and businesses that need to accept or manage mobile money payments.

How do I contact Moov Money support?

You can contact Moov Money (Flooz) at marketingflooz@moov-africa.tg.

Does Moov Money have a plan for teams or businesses?

Yes. It includes business-oriented services such as Flooz Entreprise and Marchand Moov Money Flooz.

Moov Money

🇹🇬 Togo

A mobile money service in Togo for consumers, merchants, and businesses to send and receive money, withdraw cash, pay bills, and buy airtime via USSD and app.

Use it on:Web Android· 4.0 iOS· 3.7

Is Moov Money right for you?

Best for

People in Togo
Airtime top ups
Bill payers
Small merchants
Business payouts

What it does well

USSD money transfers
App money transfers
Cash withdrawals
Bill payments
Airtime purchases

Things to check

Agent network nearby
Billers supported
Business payout setup
USSD vs app features
Transaction limits

Moov Money (Flooz) is a mobile money service in Togo for Moov Africa Togo customers, as well as merchants and enterprises that need to accept and manage everyday digital payments using a phone number linked wallet.

Key capabilities include:

Mobile wallet linked to a Moov Africa number, described as a “mini bank account”, where the phone number also serves as the account number for transactions.
Domestic money transfers to another mobile with SMS confirmation and immediate availability for the recipient.
Cash withdrawals through Moov Money Flooz withdrawal channels.
Payments and top-ups, including bill payment (paiement de factures) and airtime/credit purchase (achat de crédits via Flooz) for Moov communication services.
Merchant and business use cases, including Marchand Moov Money Flooz for merchant acceptance and Flooz Entreprise for enterprise-oriented services.
Transfer cancellation, via Annulation de transfert Flooz.
International transfers, via Transfert International Flooz.

Available via Web (service information pages), Android (Moov Money TG app), and iOS (Moov Money TG app).

Target users include individual consumers in Togo, plus merchants and enterprises that want to accept Moov Money payments from customers.

Notable in the Togolese market context, the service launched on 31 August 2013 under Moov Africa Togo and supports both consumer mobile money transactions and merchant or enterprise payment scenarios from the same ecosystem.

As of Jul 13, 2026, Moov Money is rated 3.7 on the App Store from 3 reviews and 4.0 on Google Play from 686 reviews with 100K+ installs.

Social Links:

Categories:

Fintech

Features & Business Model:

b2b2c bill-payments mobile-money ussd