What is Tbay and how does it work?

Tbay is a global peer-to-peer gift card trading platform where users buy and sell gift cards securely. You select a gift card, choose Fast Transaction for instant sale to Tbay or pick a verified vendor, enter details like the PIN code, and receive payment in Tbay points convertible to Naira or Cedis within minutes.

How much does Tbay cost?

Tbay is free to use with no subscription fees. You earn through trading gift cards at competitive rates, plus rewards like daily check-ins, referrals, and bonuses up to 5,000 Naira weekly.

What countries does Tbay operate in?

Tbay operates globally, covering all of Europe, North America, and Africa, reaching over 100 countries.

How do I sign up for Tbay?

Visit tbay.store or download the app, then register with your email in under a minute to create an account.

Does Tbay have a mobile app?

Yes, Tbay is available on Android. Get Tbay on Google Play for Android.

Who is Tbay best suited for?

Tbay is best suited for individuals wanting to sell gift cards for quick cash, especially in Nigeria and Africa, and those seeking secure, fast trades with rewards.

How do I contact Tbay support?

Contact Tbay support via 24/7 live chat with AI or human agents through the app or website.

Tbay

🇳🇬 Nigeria 🇨🇲 Cameroon 🇬🇭 Ghana+3 more

A mobile app for consumers in Nigeria and Ghana to sell gift cards for Naira or Cedis, withdraw to bank or mobile money, and pay bills with rewards and 24/7 support.

Use it on:Web Android· 4.5 iOS· 4.7

Is Tbay right for you?

Best for

Gift card sellers
Bill payers
Cash-out to bank
Mobile money users
Reward seekers

What it does well

Gift card to cash
Bank withdrawals
Mobile money payouts
Bill payments in-app
Rewards on bills

Things to check

Supported gift card types
Payout options by country
Naira vs cedi support
Bill types covered
Rewards rules

Tbay is a mobile app for consumers in Nigeria and Ghana who want to sell unused gift cards for cash (Naira or Cedis), withdraw quickly, and handle everyday bill payments in one place.

Key capabilities include:

Gift card trading with two options, Fast Transaction for direct sales without picking a vendor, or peer-to-peer trading with verified vendors and escrow protection.
Fast payouts to local rails, including withdrawals to Nigerian bank accounts and Ghana Mobile Money (MoMo).
Bill payments for airtime, data, electricity, and TV from supported providers in Nigeria, with cashback-style rewards mentioned for some transactions.
Rewards and incentives such as welcome bonuses, daily check-ins, spin-style rewards, referrals, VIP tiers, and periodic flash deals.

Available on Android and iOS.

It primarily serves B2C users converting popular gift cards (including brands such as Steam, iTunes, Amazon, and Google Play) into local currency, plus anyone looking to pay bills and earn in-app rewards.

In the Nigerian and Ghanaian market context, it highlights trade safety measures such as vendor verification, escrow, and a 30,000 Tbay Points vendor deposit, alongside 24/7 support via AI chat or live agents, and a large stated user base (over 1.3 million).

As of Jun 29, 2026, Tbay is rated 4.7 on the App Store from 2.8K reviews and 4.5 on Google Play from 41.8K reviews with 1M+ installs.

Social Links:

Categories:

Fintech

Features & Business Model:

b2c bill-payments gift-cards mobile-money