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Trade gift cards for instant cash and pay bills in one app
A mobile app for consumers in Nigeria and Ghana to sell gift cards for Naira or Cedis, withdraw to bank or mobile money, and pay bills with rewards and 24/7 support.
Tbay Product Overview
Is Tbay Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Gift card sellers
- Quick cashouts
What It Does Well
- Gift card to cash
- Pays bills in-app
Things to Check
- Supported gift card brands
- Exchange rates and fees
About Tbay
Tbay is a mobile app for consumers in Nigeria and Ghana who want to sell unused gift cards for cash (Naira or Cedis), withdraw quickly, and handle everyday bill payments in one place.
Key capabilities include:
- Gift card trading with two options, Fast Transaction for direct sales without picking a vendor, or peer-to-peer trading with verified vendors and escrow protection.
- Fast payouts to local rails, including withdrawals to Nigerian bank accounts and Ghana Mobile Money (MoMo).
- Bill payments for airtime, data, electricity, and TV from supported providers in Nigeria, with cashback-style rewards mentioned for some transactions.
- Rewards and incentives such as welcome bonuses, daily check-ins, spin-style rewards, referrals, VIP tiers, and periodic flash deals.
Available on Android and iOS.
It primarily serves B2C users converting popular gift cards (including brands such as Steam, iTunes, Amazon, and Google Play) into local currency, plus anyone looking to pay bills and earn in-app rewards.
In the Nigerian and Ghanaian market context, it highlights trade safety measures such as vendor verification, escrow, and a 30,000 Tbay Points vendor deposit, alongside 24/7 support via AI chat or live agents, and a large stated user base (over 1.3 million).
Tbay Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
What it does
As of Oct 5, 2026, Tbay is rated 4.7 on the App Store from 2.7K reviews and 4.6 on Google Play from 42.5K reviews with 1M+ installs.
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Frequently Asked Questions About Tbay
Tbay is a global peer-to-peer gift card trading platform where users buy and sell gift cards securely. You select a gift card, choose Fast Transaction for instant sale to Tbay or pick a verified vendor, enter details like the PIN code, and receive payment in Tbay points convertible to Naira or Cedis within minutes.
Tbay is free to use with no subscription fees. You earn through trading gift cards at competitive rates, plus rewards like daily check-ins, referrals, and bonuses up to 5,000 Naira weekly.
Tbay operates globally, covering all of Europe, North America, and Africa, reaching over 100 countries.
Visit tbay.store or download the app, then register with your email in under a minute to create an account.
Yes, Tbay is available on Android. Get Tbay on Google Play for Android.
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