What is Cardgoal and how does it work?

Cardgoal is an all-in-one digital app that lets you trade gift cards, recharge airtime, buy data, and pay bills. To use it, you create an account, select the gift card you want to sell, enter the card details, and receive payment in your Cardgoal account within minutes.

How much does Cardgoal cost?

Cardgoal is free to use. The app charges no hidden fees; the amount shown after rate calculation is exactly what you'll receive when you sell a gift card.

How do I sign up for Cardgoal?

You can sign up by downloading the Cardgoal app on Android or iOS, then create an account directly or log in instantly using your Google or Apple ID.

Does Cardgoal have a mobile app?

Yes, Cardgoal has mobile apps available on both Android and iOS.

Who is Cardgoal best suited for?

Cardgoal is best suited for anyone in Nigeria who wants to sell gift cards quickly, including those looking to convert digital gift cards like Apple, Google Play, Steam, Razer Gold, and Amazon into cash.

How do I contact Cardgoal support?

Cardgoal offers 24/7 in-app customer support that you can reach anytime through the app.

Cardgoal

🇳🇬 Nigeria

A Nigeria-focused mobile app for trading 20+ gift card types for instant cash, plus airtime/data top-ups and TV, cable, and electricity bill payments.

Use it on:Web Android· 4.5 iOS· 4.6

Is Cardgoal right for you?

Best for

Nigerians with gift cards
People needing instant cash
Airtime and data buyers
TV and cable payers
Electricity bill payers

What it does well

Gift card cashout
20+ gift card types
Airtime and data top-ups
TV and cable payments
Electricity bill payments

Things to check

Supported gift card brands
Cashout rates
Payout speed
Payment options
Billers covered

Cardgoal is a consumer mobile app in Nigeria for selling unused digital and physical gift cards for instant cash, plus handling everyday airtime/data top-ups and bill payments from one place.

Key capabilities include:

Gift card trading (20+ types): Sell supported gift cards and receive instant payouts with real-time rates; transactions are processed in under a minute.
Airtime and data: Recharge airtime and buy data in seconds for fast mobile top-ups.
Bill payments: Pay TV, cable, and electricity bills directly in-app.
Rewards and incentives: Refer & Earn rewards (₦500 per successful referral), daily check-in coins, and trade rewards.

Available on Android and iOS.

It targets individual consumers in Nigeria who want a single app to convert gift cards to cash, top up mobile services, and settle household utility bills.

Cardgoal is notable in the Nigerian market for its stated speed (sub-minute processing), its focus on gift card cash-out alongside bill payment utilities, and its visibility through reported 1M+ downloads and 4.5 ratings on Google Play and the App Store. It also highlights a community initiative, Cardgoal Charity (Gift Health), focused on supporting children battling malnutrition.

As of Jun 29, 2026, Cardgoal is rated 4.6 on the App Store from 1K reviews and 4.5 on Google Play from 909 reviews with 100K+ installs.

Social Links:

Categories:

Fintech

Features & Business Model:

b2c bill-payments gift-cards