Question 1

What is the best alternative to TandaPay in Kenya?

Accepted Answer

For Kenya, SasaPay is a strong TandaPay alternative if you want a CBK-licensed e-wallet and payment gateway for collections and payouts. If you need broader payment processing across online and in-person channels, Ipay Africa is also Kenya-available and supports payment processing and billing across multiple African markets.

Question 2

What can I use instead of TandaPay if I need more than one country?

Accepted Answer

If multi-country coverage is the priority, start with SzndPay because it supports card, bank transfer, USSD, and mobile money across 10+ countries. For enterprise-grade switching and processing across web, mobile, POS, ATMs, and bank branches in markets including Kenya and Nigeria, eTranzact is a better match.

Question 3

Are there apps like TandaPay that support USSD payments?

Accepted Answer

Yes, several TandaPay competitors support USSD alongside other rails. Paystack supports USSD and mobile money in markets including Kenya, and Monnify supports USSD and interbank transfers for Nigeria-focused collections.

Question 4

Which TandaPay alternative is best for church giving and donation tracking?

Accepted Answer

If your main use case is church giving, Jumuisha is purpose-built for churches in Kenya, combining member management with donation tracking and M-Pesa reconciliation. General payment gateways like SasaPay can still work, but they will not give you church-specific workflows out of the box.

Question 5

Do TandaPay alternatives support bill payments and utilities?

Accepted Answer

Yes, if you want payments plus utilities, Kyanda Africa is positioned around transfers and utility settlements and is available in Kenya and South Africa. For a broader payment processing and billing platform that also covers utility bill payments across African markets, compare Ipay Africa.

Question 6

What should I pick if I need a payment switch instead of a wallet?

Accepted Answer

Choose eTranzact if you want multi-channel switching and processing across web, mobile, POS, ATMs, and bank branches, it is designed as payment infrastructure. If your focus is interoperability across mobile money and bank networks at pan-African scale, Onafriq is also a strong option for enterprises and financial institutions.

Question 7

How do I switch from TandaPay to another provider without breaking collections?

Accepted Answer

Pick a parallel provider like SasaPay or Paystack, then run both rails for a short period so you can validate pay-in and payout flows before fully moving. If you integrate via API, start with low-risk payment routes (for example a single Till or checkout), then migrate channel by channel and keep reconciliation reports consistent during the changeover.

Top 55 Best TandaPay Alternatives & Competitors (2026)

Alternatives to TandaPay

SasaPay

eTranzact

SzndPay

Kyanda Africa

Paystack

Monnify

iPay Africa

MaxiCash

Onafriq

Flutterwave

Pesapal

Mavapay

Kwara

M-PESA

Jumuisha

tpay Mobile

PawaPay

DPO Pay

Cellulant

CinetPay

KCB M-PESA

Hustler Fund

Telecel

XENO

Frequently Asked Questions

More Fintech Product Alternatives

Discover Products, Get Discovered.

More Fintech Product Alternatives