What is TandaPay and how does it work?

TandaPay is a mobile wallet that offers interoperable payment solutions for consumers, businesses, and developers across Africa. It works as an omnichannel platform that receives and terminates payments across all channels, with well-documented APIs for integration.

What countries does TandaPay operate in?

TandaPay operates in Kenya and supports scaling to other countries and regions across Africa.

Who is TandaPay best suited for?

TandaPay is suited for consumers seeking convenience, businesses aiming for growth and payment processing, and developers building integrations.

How do I contact TandaPay support?

Contact TandaPay support by phone at +254 712 460100.

Does TandaPay have a plan for teams or businesses?

Yes, TandaPay offers solutions for businesses.

Does TandaPay offer an API or integrations?

Yes, TandaPay offers well-documented APIs.

TandaPay

🇰🇪 Kenya

An omnichannel mobile wallet for consumers, merchants, and developers to accept and make interoperable payments via *712#, manage collections, and integrate via APIs.

Use it on:WebAPI

Is TandaPay right for you?

Best for

Kenyan merchants
Consumer mobile wallet users
Bill collection teams
Mobile app developers
USSD payment flows

What it does well

Mobile money payments
Interoperable network payments
USSD *712# payments
Collections management
Payment APIs

Things to check

Supported mobile money networks
API documentation depth
USSD vs app features
Settlement timing
Merchant onboarding needs

TandaPay is an omnichannel mobile wallet for consumers, businesses, and developers that enables interoperable payments across mobile money channels in Kenya and the wider East Africa market.

Key capabilities include:

*Interoperable payments via USSD (712#) so customers on any mobile money network can pay to a TandaPay Till, using the same steps across networks (customers pay free to a Till).
Merchant collections and withdrawals through a free TandaPay Till, allowing businesses to accept payments from multiple mobile money networks and withdraw collections to a preferred channel, including bank, mobile money, Till, or Paybill.
Transaction management tools through the TandaPay app and web dashboard for monitoring payments, collections, and payouts.
Developer APIs that support payment integrations and issuing wallets for businesses and customers, with documentation available at docs.tanda.africa.

Available via Web, USSD (*712#), and APIs.

Target users include everyday consumers making payments, merchants managing collections and withdrawals, and developers building payment experiences inside apps and services.

It is notable in Kenya’s payments landscape because it operates under an eMoney issuer license from the Central Bank of Kenya (CBK) and focuses on interoperability that reduces reliance on closed-loop payment experiences across mobile money networks.

Social Links:

Categories:

Fintech

Features & Business Model:

b2b2c mobile-money payment-gateway ussd