PawaPay

PawaPay is a mobile money payment aggregator for businesses that need to collect and disburse payments across multiple African countries through a single integration.

Key capabilities include:

• One Payments API to connect to major mobile money operators across supported markets for collections, payouts, and refunds
• A web dashboard to manage mobile money accounts, view and track transactions, and manage settlement activity in one place
• Settlement controls that support settlement in local or global currencies, with options for scheduled or on-request settlement
• Developer tooling including a sandbox environment for testing integrations before going live

Available via Web (dashboard) and API.

It is built for B2B use cases, including merchants and payment-heavy businesses in sectors such as e-commerce, fintech, remittances, digital services, and betting operators that need access to mobile money rails in Africa.

PawaPay is notable for its pan-African coverage across 19 live markets (including Ghana, Kenya, Nigeria, Rwanda, Tanzania, Uganda, and Zambia) and its published operational metrics such as millions of transactions per day, billions of euros settled, and a stated track record of zero chargebacks across nearly 2 billion successful transactions, which is relevant for businesses prioritising payment reliability in mobile money markets.