A mobile money payment aggregator for businesses to collect, refund, and pay out across 19 African markets via a single API and web dashboard.
PawaPay Product Overview
Is PawaPay Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Pan-African businesses
- Mobile money merchants
What It Does Well
- One API for markets
- Mobile money collections
Things to Check
- Supported mobile networks
- Settlement speed per country
About PawaPay
PawaPay is a mobile money payment aggregator for businesses that need to collect and disburse payments across multiple African countries through a single integration.
Key capabilities include:
- One Payments API to connect to major mobile money operators across supported markets for collections, payouts, and refunds
- A web dashboard to manage mobile money accounts, view and track transactions, and manage settlement activity in one place
- Settlement controls that support settlement in local or global currencies, with options for scheduled or on-request settlement
- Developer tooling including a sandbox environment for testing integrations before going live
Available via Web (dashboard) and API.
It is built for B2B use cases, including merchants and payment-heavy businesses in sectors such as e-commerce, fintech, remittances, digital services, and betting operators that need access to mobile money rails in Africa.
PawaPay is notable for its pan-African coverage across 19 live markets (including Ghana, Kenya, Nigeria, Rwanda, Tanzania, Uganda, and Zambia) and its published operational metrics such as millions of transactions per day, billions of euros settled, and a stated track record of zero chargebacks across nearly 2 billion successful transactions, which is relevant for businesses prioritising payment reliability in mobile money markets.
PawaPay Facts
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PawaPay Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataPawaPay has raised $9M across 1 recorded funding event. The latest was Seed in Aug 2021.
- Total Raised:
- $9M
- Latest Round:
- Seed
PawaPay Investors & Funding Rounds
PawaPay Founders & Leadership Team
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Latest PawaPay News & Updates
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Jobs at PawaPay
| Title | Posted |
|---|---|
| Country Operations Associate - Tanzania New Tanzania | Sep 25, 2026 |
| Senior Project Manager New | Jul 17, 2026 |
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Frequently Asked Questions About PawaPay
PawaPay is a B2B payments provider that offers a single API for businesses to collect and disburse mobile money payments across Africa. Businesses integrate its Merchant API to accept deposits from customer mobile money wallets, send payouts to wallets, and process refunds. Users authorize each payment with their mobile money PIN via USSD, ensuring security and accessibility on basic phones.
PawaPay uses simple pay-per-transaction pricing with a fixed 1% fee plus a fee set by the mobile money operator. Details are available on their fees page. Plans suit businesses of all sizes, with options for small businesses and high-volume operations.
PawaPay operates in 19-20 countries in Sub-Saharan Africa.
Create a merchant account on the PawaPay website. Integrate the Merchant API into your payment flows and test in the sandbox environment. Manage transactions via the Pawapay dashboard.
PawaPay is best suited for businesses, merchants, and entrepreneurs needing to collect and disburse mobile money payments in Africa.
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