A payment processing and billing platform for individuals, merchants, and developers to accept online and in-store payments, plus utility bill payments across African markets.

iPay Africa Product Overview

Is iPay Africa Right for You?

Liners prepares and updates these highlights as product information changes. Editorial standards

Best For

  • Retail shops
  • Online stores

What It Does Well

  • Online payment checkout
  • In-store card payments

Things to Check

  • Supported countries list
  • Settlement timing

About iPay Africa

Screenshot of iPay Africa website

iPay is a payment processing and billing platform for individuals, businesses, and developers that supports online payments, in-store acceptance, and utility bill settlement.

Key capabilities include:

  • Multi-channel payments acceptance for online and physical stores, including mobile money and card (credit and debit) payments, with support for additional channels such as Pesalink, QR codes, and PDQ devices (as listed in product materials).
  • Merchant tools and visibility, including instant payment notifications and a payments tracking dashboard that merchants can access anytime.
  • In-store payment solutions, including iPay POS and Tap Ulipe for receiving payments at the point of sale.
  • Utility and customer billing, via iPay Billing, for paying bills and subscriptions to supported service and utility providers.

Available on Web with developer API access.

Target users include e-commerce stores, retail and hospitality merchants, religious and donor-funded organisations, affiliates, developers integrating payments, and individuals making personal payments and bill payments.

iPay is regulated by the Central Bank of Kenya, operates across multiple African markets (including Kenya, Uganda, Tanzania, Rwanda, Nigeria, Zambia, and Togo), and has received industry recognition at the E-Commerce Awards and Digital Tech Excellence Awards for payments and integration services.

iPay Africa Facts

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iPay Africa Founders & Leadership Team

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Latest iPay Africa News & Updates

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Frequently Asked Questions About iPay Africa

iPay Africa is a payment gateway that enables merchants and individuals to accept and make online payments. It supports multiple payment methods including M-Pesa, Airtel Money, card payments, bank transfers, and mobile banking, with a single API infrastructure that connects different payment channels seamlessly.

iPay Africa offers custom pricing tailored to different business types and sizes. You'll need to contact their sales team or request a demo for specific pricing details.

iPay Africa operates in Kenya, Tanzania, Uganda, Rwanda, Zambia, and the Democratic Republic of the Congo.

You can sign up by visiting iPay's merchant registration page, completing a form with your business information, and verifying your account. The process takes just a few steps and you can integrate their API within minutes.

iPay Africa is suited for SMEs, commercial merchants, religious organizations, donor-funded organizations, and developers. It serves businesses of all sizes looking to accept digital payments online, in-store, or for pay-on-delivery services.

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