iPay Africa
A payment processing and billing platform for individuals, merchants, and developers to accept online and in-store payments, plus utility bill payments across African markets.

Is iPay Africa right for you?
Best for
- Merchants with shops
- Online sellers
- Mobile money businesses
- Utility bill collectors
- Developers building checkout
What it does well
- Online payment gateway
- In-store POS payments
- Mobile money payments
- Utility bill payments
- Payment tracking reports
Things to check
- Supported payment methods
- Settlement time per country
- Refunds and chargebacks
- POS hardware requirements
- Developer integration options
iPay is a payment processing and billing platform for individuals, businesses, and developers that supports online payments, in-store acceptance, and utility bill settlement.
Key capabilities include:
- Multi-channel payments acceptance for online and physical stores, including mobile money and card (credit and debit) payments, with support for additional channels such as Pesalink, QR codes, and PDQ devices (as listed in product materials).
- Merchant tools and visibility, including instant payment notifications and a payments tracking dashboard that merchants can access anytime.
- In-store payment solutions, including iPay POS and Tap Ulipe for receiving payments at the point of sale.
- Utility and customer billing, via iPay Billing, for paying bills and subscriptions to supported service and utility providers.
Available on Web with developer API access.
Target users include e-commerce stores, retail and hospitality merchants, religious and donor-funded organisations, affiliates, developers integrating payments, and individuals making personal payments and bill payments.
iPay is regulated by the Central Bank of Kenya, operates across multiple African markets (including Kenya, Uganda, Tanzania, Rwanda, Nigeria, Zambia, and Togo), and has received industry recognition at the E-Commerce Awards and Digital Tech Excellence Awards for payments and integration services.
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