Question 1

What is the best alternative to Ipay Africa in Kenya?

Accepted Answer

For Kenya, Pesapal is one of the closest Ipay Africa alternatives because it supports M-Pesa and card payments and lists availability in Kenya, Tanzania, Uganda, Rwanda, and Zambia. If USSD collections matter more than a classic gateway, TandaPay is Kenya-focused and runs interoperable payments via *712#.

Question 2

What can I use instead of Ipay Africa in Nigeria?

Accepted Answer

If you are in Nigeria, good options instead of Ipay Africa include KongaPay, Hope PSBank, and Fazipay. KongaPay is positioned as a mobile wallet plus POS tools for Nigeria, while Fazipay focuses on an agent POS network for bill payments, airtime, and cashouts.

Question 3

Which apps are like Ipay Africa for POS and in-person payments?

Accepted Answer

For POS-led collections, start with Pesapal, which lists POS plus online checkout, and Fazipay, which is built around a POS and USSD agent network in Nigeria. If you also want merchant terminals across more than one market, Maishapay positions itself around terminals and a gateway in markets including DR Congo.

Question 4

I need bill payments and airtime top-ups, which Ipay Africa competitors fit?

Accepted Answer

For bill payments plus airtime, Hope PSBank and KEGOW both describe bill payments and airtime/data purchase as core flows in Nigeria. If you also want bill payments alongside gateway checkout across multiple East African countries, Pesapal includes bill payments and mobile money in its product positioning.

Question 5

Do any Ipay Africa alternatives support USSD payments?

Accepted Answer

Yes, TandaPay supports interoperable payments via *712# in Kenya, and Kyanda Africa lists USSD as part of its offering in Kenya and South Africa. For a Nigeria-first USSD plus POS angle, Fazipay includes USSD in its agent network description.

Question 6

Is Ipay Africa available in Zambia, and what is a good substitute there?

Accepted Answer

Ipay Africa lists Zambia among its operating markets, but if you want a substitute with stated Zambia coverage, Pesapal explicitly lists Zambia alongside Kenya, Tanzania, Uganda, Rwanda, and others. That makes it a practical comparison if Zambia support is the deciding factor.

Question 7

What does Ipay Africa cost compared with alternatives?

Accepted Answer

Ipay Africa pricing is described as custom, so you usually need a direct quote to compare properly. If you want to benchmark based on product type, compare it with Pesapal as a multi-country gateway, and Nigeria-focused options like KongaPay or Hope PSBank when your needs are closer to wallet plus POS and bill payments.

Top 148 Best iPay Africa Alternatives & Competitors (2026)

Alternatives to iPay Africa

Pesapal

KongaPay

Fazipay

MaxiCash

Hope PSBank

KEGOW

Maishapay

Tusenti

Speso

Kyanda Africa

TandaPay

M-PESA Africa

Parkway

PocketApp

NowNow

SeerBit

Crowdyvest

Safaricom

Beamer Bank

Touch and Pay (TA...

eTranzact

Arca

SasaPay

Onafriq

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