What is Stitch and how does it work?

Stitch is a payment orchestration platform that helps businesses manage payments, collections, and reconciliations without handling funds directly. It integrates with your bank to automate payment operations, supports methods like card payments, DebiCheck debit orders, and smart routing for optimal performance.

How much does Stitch cost?

Pricing is transaction-based: local cards at 2.95% ex VAT, international cards at 3.4% ex VAT, Capitec Pay at 2% ex VAT, Buy Now Pay Later at 4.99% + R4. Standard payouts cost R2 ex VAT, instant payouts R10 ex VAT. Businesses processing over R200k monthly or enterprises get custom pricing.

What countries does Stitch operate in?

Stitch operates in South Africa, supporting local payment methods like Capitec Pay and DebiCheck.

How do I sign up for Stitch?

Sign up via the Stitch Express page or contact sales@stitch.money for enterprise needs. Developers can start with the free 'Test' tier using test credentials, then request live credentials when ready.

Who is Stitch best suited for?

Stitch is best suited for e-commerce businesses, enterprise companies handling recurring payments or collections, and developers building payment integrations.

How do I contact Stitch support?

Contact support by emailing sales@stitch.money, jayde@stitch.money for custom rates, or use the dedicated Stitch Express team for setup help.

Does Stitch have a plan for teams or businesses?

Yes, Stitch offers customizable plans for businesses and enterprises, with flexible pricing based on usage and needs.

Does Stitch offer an API or integrations?

Yes, Stitch offers a public API. View the official Stitch API documentation for endpoints, authentication, and integration guides.

Stitch

Rating: 3
Author: bobby7305

🇿🇦 South Africa 🇳🇬 Nigeria

Stitch is an enterprise payments gateway and API for South African businesses to accept Pay by bank, cards, debit orders, cash, manual EFT, and crypto, plus payouts.

Use it on:Web API

Is Stitch right for you?

Best for

Enterprise payment teams
Banks and fintechs
Online and in-person checkout
South Africa collections
B2B platforms with payouts

What it does well

One API integration
Pay by bank payments
Card and cash payments
Debit orders and EFT
Payouts handling

Things to check

Nigeria feature coverage
Crypto payment support
POS hardware options
Settlement timing
Debit order setup

Stitch is an enterprise payment gateway and API platform for South African businesses that need to accept and manage online (and in-person) payments through a single integration.

Key capabilities include:

Multiple South African payment methods in one integration, including Pay by bank, debit and credit cards, debit orders, manual EFT, cash, and cryptocurrency
Flexible integration options for different build needs, including API-only setups, customisable hosted checkout pages (SafeLink), and white-labelled checkout experiences
Recurring collections and payment optimisation, including one-click payments for returning customers and automatic routing to alternative methods when a payment fails
Payouts and refunds support designed for ongoing operations, with 24/7, 365 payouts availability mentioned on the product site

Available via API.

Built for enterprise businesses, including e-commerce platforms, marketplaces, and digital businesses operating in South Africa.

Notable in the South African payments market for its focus on payments performance and operational tooling (reporting and reconciliation), plus stated compliance with ISO 27001 and PCI DSS Level 1 standards.

Phone:+27 21 003 3539

Social Links:

Categories:

Fintech

Features & Business Model:

b2b enterprise payment-gateway pos saas

Frequently Asked Questions About Stitch

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bobby7305

NG · 3 reviews

Jun 4, 2026

The API documentation is clean, well-structured, and actually a pleasure to work with. Having one integration for both online and in-person payments saved us months of development time.

DD Dave found that Stitch has raised $107M across 5 rounds, backed by 34 investors. Their latest round was a Series B in Apr 2025. See how we get product data