Stitch is an enterprise payments gateway and API for South African businesses to accept Pay by bank, cards, debit orders, cash, manual EFT, and crypto, plus payouts.
Stitch Product Overview
Is Stitch Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- South African enterprises
- B2B product teams
What It Does Well
- Pay by bank payments
- Card payments
Things to Check
- Payment method coverage
- Crypto payment flow
About Stitch
Stitch is an enterprise payment gateway and API platform for South African businesses that need to accept and manage online (and in-person) payments through a single integration.
Key capabilities include:
- Multiple South African payment methods in one integration, including Pay by bank, debit and credit cards, debit orders, manual EFT, cash, and cryptocurrency
- Flexible integration options for different build needs, including API-only setups, customisable hosted checkout pages (SafeLink), and white-labelled checkout experiences
- Recurring collections and payment optimisation, including one-click payments for returning customers and automatic routing to alternative methods when a payment fails
- Payouts and refunds support designed for ongoing operations, with 24/7, 365 payouts availability mentioned on the product site
Available via API.
Built for enterprise businesses, including e-commerce platforms, marketplaces, and digital businesses operating in South Africa.
Notable in the South African payments market for its focus on payments performance and operational tooling (reporting and reconciliation), plus stated compliance with ISO 27001 and PCI DSS Level 1 standards.
Stitch Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataRecent Reviews for Stitch
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews workHow is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews workNG · 3 reviews
Jun 4, 2026
The API documentation is clean, well-structured, and actually a pleasure to work with. Having one integration for both online and in-person payments saved us months of development time.
Stitch Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataStitch has raised $107M across 6 recorded funding events. The latest was Series B in Apr 2025.
- Total Raised:
- $107M
- Latest Round:
- Series B
Stitch Investors & Funding Rounds
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Stitch Founders & Leadership Team
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Latest Stitch News & Updates
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Frequently Asked Questions About Stitch
Stitch is a payment orchestration platform that helps businesses manage payments, collections, and reconciliations without handling funds directly. It integrates with your bank to automate payment operations, supports methods like card payments, DebiCheck debit orders, and smart routing for optimal performance.
Pricing is transaction-based: local cards at 2.95% ex VAT, international cards at 3.4% ex VAT, Capitec Pay at 2% ex VAT, Buy Now Pay Later at 4.99% + R4. Standard payouts cost R2 ex VAT, instant payouts R10 ex VAT. Businesses processing over R200k monthly or enterprises get custom pricing.
Stitch operates in South Africa, supporting local payment methods like Capitec Pay and DebiCheck.
Sign up via the Stitch Express page or contact sales@stitch.money for enterprise needs. Developers can start with the free 'Test' tier using test credentials, then request live credentials when ready.
Stitch is best suited for e-commerce businesses, enterprise companies handling recurring payments or collections, and developers building payment integrations.
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