Hope PSBank

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A digital-first Nigerian payment service bank for individuals and businesses to open accounts, use USSD wallets, transfer money, buy airtime/data, and pay bills.

Hope PSBank Product Overview

Is Hope PSBank Right for You?

Liners prepares and updates these highlights as product information changes. Editorial standards

Best For

  • Nigerian individuals
  • Small businesses

What It Does Well

  • Account opening
  • USSD wallet access

Things to Check

  • Agent network near you
  • USSD code access

About Hope PSBank

Screenshot of Hope PSBank website

Hope PSBank (Hope Payment Service Bank Limited) is a digital-first payment service bank in Nigeria that serves individuals and businesses that want mobile-led banking, transfers, and everyday payments.

Key capabilities include:

  • Free account opening with a fast registration flow (opened in 4 simple steps) and a personal account with no hidden charges.
  • Hope Wallet via USSD (dial 5699#) for a multipurpose wallet that supports ATM, POS, Web, and P2P transactions, using a phone number at the point of transaction.
  • Money transfers and receiving funds by transferring to a phone number, with support for sending money to and receiving money from bank accounts.
  • Airtime/data purchase and bill payments through the website, mobile app, or USSD, with multiple billers available for online bill settlement.

Available on Web, Android, iOS, and USSD (5699#).

It targets consumers and Nigerian businesses that need digital banking services, plus agency banking for individuals, unregistered businesses, registered companies (including sole proprietorships, partnerships, cooperative societies), and corporates with distribution networks.

Notable in the Nigerian market context for combining account opening, USSD-based wallet access, and phone-number-led transactions across common payment channels (ATM, POS, and online), which supports access for users who rely on mobile-first banking.

Hope PSBank Facts

Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source data
Operates In
Social Links

As of Sep 28, 2026, Hope PSBank is rated 3.1 on the App Store from 10 reviews and 3.4 on Google Play from 66 reviews with 10K+ installs.

Recent Reviews for Hope PSBank

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3.7
Great · 1 review
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How is the score calculated?

Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.

Learn how reviews work
M
Mansiradamu

NG · 2 reviews

Jun 2, 2026

As a digital-first payment service bank, it makes it easy to handle transfers, payments, and basic banking needs directly from my mobile device without unnecessary stress or complications.

Hope PSBank Founders & Leadership Team

Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source data
Maxwell McIm
Nosakhare Anderson

Frequently Asked Questions About Hope PSBank

Hope PSBank is Nigeria's premier digital-first payment service bank, offering personal accounts with no hidden charges and secure transactions. It works by leveraging digital technologies for inclusive financial services; you can activate the Hope Wallet via 5699# and open a free account in four steps.

Opening and using a basic Hope PSBank account is generally free, although specific transaction or service fees may apply depending on the activity (like transfers or cash withdrawals), but detailed published pricing isn’t widely listed publicly.

Hope PSBank operates in Nigeria.

Visit the Hope PSBank website and use the registration page to open a free account in four steps.

Yes, Hope PSBank is available on iOS and Android.

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