SmartCash PSB

SmartCash PSB is a Nigerian payment service bank for individuals and small businesses that need mobile-first tools for everyday banking transactions like transfers and top-ups.

Key capabilities include:

• Instant money transfers to any mobile number
• Instant transfers to bank accounts
• Airtime recharge for self and others
• Mobile data purchase for self and others

Available on Web, Android, and iOS.

It primarily serves consumers who want digital financial services on their phones, with secondary use for small businesses and merchants that need simple ways to send and receive payments.

SmartCash PSB is notable in Nigeria because it is provided by Airtel Africa PLC, linking a payment service bank offering to a major telecom operator’s distribution footprint and mobile user base. Customer support contact points include and privacy enquiries via .