Question 1

What is SmartCash PSB and how does it work?

Accepted Answer

SmartCash PSB is a Nigerian payment service bank from Airtel that lets you open and use a digital account to send money, receive money, and handle everyday payments on your phone. You can transfer funds to mobile numbers and bank accounts, buy airtime and data, pay utility and TV bills, and scan and pay at merchants through its app and USSD (*939#).

Question 2

What countries does SmartCash PSB operate in?

Accepted Answer

SmartCash PSB operates in Nigeria as a licensed payment service bank. Its services and USSD code are targeted at users within the Nigerian market.

Question 3

How do I sign up for SmartCash PSB?

Accepted Answer

To sign up for SmartCash PSB, you can dial *939# on a supported Nigerian mobile line or download the Smartcash PSB app on Android or iOS and follow the in‑app registration steps to open an account. You will typically need a mobile number and basic personal details to get started.

Question 4

Does SmartCash PSB have a mobile app?

Accepted Answer

Yes, SmartCash PSB has mobile apps for both Android and iOS. You can download the “Smartcash PSB” app from Google Play Store and Apple App Store.

Question 5

Who is SmartCash PSB best suited for?

Accepted Answer

SmartCash PSB is best suited for individuals in Nigeria who need a simple mobile way to send and receive money, buy airtime and data, and pay everyday bills. It is also useful for small businesses and merchants that need straightforward tools to accept and make digital payments.

Question 6

How do I contact SmartCash PSB support?

Accepted Answer

You can contact SmartCash PSB support by emailing customerservice@smartcashpsb.ng for general issues. For privacy related matters, you can reach them at privacyoffice@smartcashpsb.ng.

Question 7

Does SmartCash PSB have a plan for teams or businesses?

Accepted Answer

SmartCash PSB serves individuals and small businesses, and it also provides a separate retailer app for agents and merchants. However, there is no clearly defined multi seat or team “plan” like SaaS team subscriptions, so detailed team pricing or tiers are .

Question 8

Does SmartCash PSB offer an API or integrations?

Accepted Answer

There is no public information about official APIs, developer documentation, or third party integrations for SmartCash PSB, so its API and integration offerings are .

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