A Nigerian mobile wallet for individuals and businesses to fund accounts, pay bills, buy airtime, send money, use POS and agent banking, and manage payroll.

Kegow Product Overview

Is Kegow Right for You?

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Best For

  • Nigerian individuals
  • Nigerian small businesses

What It Does Well

  • Mobile wallet payments
  • Money transfers

Things to Check

  • Agent network reach
  • POS device requirements

About Kegow

Screenshot of Kegow website

Kegow is a Nigerian mobile wallet and agency banking platform for individuals, agents, and businesses that need digital payments, money transfers, and cash-in or cash-out services.

Key capabilities include:

  • Wallet funding and transfers: fund a wallet (including card funding), send money to other users, and transfer to agents for cash withdrawals.
  • Everyday payments: pay bills, purchase airtime, and pay for goods and services from a single wallet.
  • Agent and POS services: apply for an Agent Wallet (requires Tier 3 KYC), support customer services such as cash deposit and withdrawal, account opening, transfers, and card issuance; access POS services with a stated token of ₦20,000.
  • Business and payroll tools: use a Corporate Wallet for Nigerian SMEs to run salary payments, funds transfers, and other enabled payments; access Kegow Pay for payroll, HR, and payments for SMEs and NGOs.

Available on iOS and Android.

It serves B2C users handling personal transactions, and B2B customers such as SMEs, NGOs, and agents offering payment and cash services.

Notable in Nigeria for its CBN licensing for Mobile Money Operations and Agency Banking, defined KYC tiers and limits (Tier 1 to Tier 3), and local support access via phone and email.

Kegow Facts

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African alternative to

As of Oct 12, 2026, Kegow is rated 4.5 on the App Store from 6 reviews and 4.0 on Google Play from 130 reviews with 10K+ installs.

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Latest Kegow News & Updates

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Frequently Asked Questions About Kegow

Kegow is a mobile wallet and digital banking solution that allows you to pay bills, transfer money, purchase airtime and data, and pay for goods and services. You fund your wallet using a card and can transfer money to friends, agents, or withdraw cash.

Kegow charges low transaction fees compared to traditional banking, with zero fees for certain bill payments. Specific pricing details are not publicly available.

Kegow operates in Nigeria and serves Nigerians in the diaspora.

You can open a KEGOW account on your phone with just your phone number, with no paperwork or biometric data required.

Yes, Kegow has a mobile app available on iOS (Apple App Store). The app allows you to manage your wallet, pay bills, transfer money, and purchase airtime.

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