Mobile wallet payments, transfers, and cash withdrawals
Vend by WallX
Vend by WallX is a Nigerian virtual POS app for bill payments, cardless withdrawals, transfers, and interest-earning savings, with cashback on transactions.
Vend by WallX Product Overview
Is Vend by WallX Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigeria POS agents
- Bill payment merchants
What It Does Well
- Bill payments
- Cardless withdrawals
Things to Check
- Cashback rules
- Bills and services covered
About Vend by WallX

Vend by WallX is a virtual point-of-sale (POS) app built by WallX for individuals and agents in Nigeria who want to pay bills, move money, and grow savings from one app.
Key capabilities include:
- Bill Payments — pay utility and other bills quickly at competitive rates, with up to 5% instant cashback and commission.
- PayCode Withdrawal — process cardless and cashless withdrawals through a PayCode, with the same settlement amount for customers.
- Bank Transfers — send funds to any Nigerian bank account and earn instant cashback, backed by an instant Wema virtual bank account for receiving payments.
- Flex Interest Earning Wallet — lock funds in a 31-day savings wallet and earn an attractive interest rate.
- Safelock Savings Wallet — earn interest upfront on locked savings.
- Instant Cashback — earn cashback and commissions on bill payments, transfers, and savings activity.
Available on Web, Android, and iOS.
It serves individuals managing personal bills and savings, as well as vending agents who process cardless withdrawals and other transactions for customers in exchange for commissions, monthly allowances, and, per terms, annual health insurance.
Based in Lagos, Nigeria, WallX positions Vend as part of what it calls a "soft life" banking experience, combining bill payments, agent banking, and interest-bearing wallets in one app.
Vend by WallX Facts
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Frequently Asked Questions About Vend by WallX
Vend by WallX is a secure soft Point of Sale (POS) mobile payment application that allows businesses and agents to process cashless and cardless transactions using secure digital codes called PayCodes.
The Vend by WallX application is free to download on both the Apple App Store and Google Play Store.
Yes, Vend by WallX has a mobile app available on both Android (Google Play) and iOS (Apple App Store).
You can contact Vend by WallX support by emailing pos@wallxvend.com or by phone at +2347068010532.
Yes, while the Vend by WallX mobile application functions as a soft Point of Sale (POS) payment tool for physical and in-person collections, its parent platform—WallX Africa—offers flexible, open APIs and developer tools for custom business integration.w
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