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A full-service payments platform for African businesses and consumers to accept contactless card payments, send and receive money, pay bills, and use virtual cards.

Nearpays is a full-service payment and money management platform for African businesses, merchants, and consumers who need online payments, contactless in-person card acceptance, and everyday financial services.
Key capabilities include:
Available on Web, Android, and iOS, with APIs and SDKs for businesses that want to integrate payments into their own apps.
It serves a B2B2C audience, including SMEs and multi-branch merchants (retail, food and beverage, professional services, healthcare, beauty and wellness) plus individuals who need mobile banking features.
Nearpays is notable in Nigeria and Ghana for expanding access to digital payments through smartphone-based Tap to Pay and USSD, and for emphasizing security with PCI DSS certification.
As of May 11, 2026, Nearpays is rated 3.3 on the App Store from 12 reviews and 4.0 on Google Play from 149 reviews with 5K+ installs.
DD Dave found 3 key people at Nearpays, including 1 Founder, and 2 C-Suite. See how we get product data
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DD Dave found that Nearpays has raised $10K across 2 rounds, backed by 1 investor. Their latest round was a Seed in Apr 2025. See how we get product data