Raven
A financial app for Africans that supports bank transfers, loans, and savings plans with up to 15% ROI, plus business tools for payments, invoices, and payroll.

Is Raven right for you?
Best for
- Nigerian savers
- People needing small loans
- Freelancers billing clients
- Small businesses paying staff
- Businesses collecting payments
What it does well
- Bank transfers
- Savings plans with returns
- Borrowing from the app
- Send invoices
- Run payroll payouts
Things to check
- Loan limits and terms
- Savings return rules
- Transfer fees and limits
- Invoice payment options
- Payroll bank support
Raven is a finance app built for individuals and businesses in Africa, starting in Nigeria, offering banking-style tools for everyday money management and business payments.
Key capabilities include:
- Bank transfers to other banks for sending money from the app
- Loans for users who need credit access
- Savings plans with returns of up to 15% ROI
- A business banking suite covering transfers, payments, invoices, and payroll
Available on Android and IOS.
It targets consumers and businesses that need one place to handle transfers, borrowing, saving, and operational payments. It is notable for positioning itself as an African-focused financial ecosystem, with operations based in Lagos, Nigeria (RAVENPAY LIMITED), and offering 24/7 in-app live chat support for users who need help at any time.
As of Jun 22, 2026, Raven is rated 4.2 on the App Store from 1.8K reviews and 3.1 on Google Play from 27.3K reviews with 500K+ installs.
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