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Mobile wallet payments, transfers, and cash withdrawals
Parkway
Digital payments and banking infrastructure for individuals, agents, businesses, and public sector teams in Nigeria, including e-wallet transfers, bills, cards, and e-invoicing.
Parkway Product Overview
Is Parkway Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian small businesses
- Payment agents
What It Does Well
- Bill payments
- E-wallet transfers
Things to Check
- Card issuance requirements
- Settlement timeframes
About Parkway
Parkway is a Nigeria-focused digital payments and banking infrastructure provider for individuals, agents, businesses, and government collections.
Key capabilities include:
- Parkway Wallet for sending and receiving money, including zero-charge transfers to Nigerian banks, receiving personal or business payments, and multi-bank account access in one app.
- Card services for physical or virtual debit cards used for subscriptions and online payments, with support for Mastercard, VISA, or Verve cards.
- Bills and utilities payments for everyday spend such as electricity, airtime and data, pay-TV subscriptions, and exam and education payments including WAEC and JAMB.
- Business and public-sector collections through Payment Collection (for subscriptions and ticket bookings) and a Central Billing System for e-invoicing and settlement to multiple financial institutions using preconfigured rules, including State revenue and Federal MDA collections.
Available on Web, Android, and iOS.
Target users include Nigerian consumers who need a wallet for transfers, bills, and cards, agent networks offering agency banking services (account opening, BVN registration, cash-in and cash-out, collections) via mobile app or POS, and organisations that need e-invoicing and structured settlement for recurring or government-related collections.
Notable in the Nigerian market context, Parkway Projects Limited states it is licensed by the Central Bank of Nigeria (CBN), and the site footer notes deposits are insured.
Parkway Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreOperates In
Official Links
What it does
Pricing & Fees
Variable pricingParkway has different fees across its products and services. Parkway Wallet transfers are free when maintaining a minimum ₦10,000 wallet balance, otherwise ₦15 per transfer; a Parkway Wallet virtual card costs ₦1,000; ReadyCash POS withdrawals are charged at 0.65%, while Android POS withdrawals are 0.5%.
As of Sep 21, 2026, Parkway is rated 4.6 on the App Store from 30 reviews and 4.8 on Google Play from 1.3K reviews with 100K+ installs.
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Frequently Asked Questions About Parkway
Parkway is a Nigeria-focused digital payments and banking infrastructure service for individuals, agents, businesses, and public sector collections. It works through the Parkway Wallet and related business tools, letting you send and receive money, pay bills, manage cards, and handle collections or invoicing.
Parkway Projects Limited, the Nigerian financial technology and banking solutions provider, supplies transaction platforms across the African continent. While headquartered in Lagos, Nigeria, the company’s digital rails and payment services, such as Parkway Rails, serve banks, telcos, and SMEs across approximately 30 African countries.
To sign up, you can create an account in the Parkway Wallet app by verifying your BVN or NIN, completing a liveness check, creating a password, and setting your security details. You can then start using the wallet after verification.
Yes, Parkway is available on iOS and Android. You can download Parkway on the App Store for iPhone, or get it on Google Play for Android.
Parkway is best suited for Nigerian consumers who need a wallet for transfers, bills, and cards, agents providing banking services, and businesses or public sector teams that need payment collection or e-invoicing tools.
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