A pan-African payments and SMS API for businesses to accept mobile money payments, run online checkout, send bulk payouts, and deliver bulk or two-way SMS.

AvadaPay Product Overview

Is AvadaPay Right for You?

Liners prepares and updates these highlights as product information changes. Editorial standards

Best For

  • Pan-African online businesses
  • Marketplaces with sellers

What It Does Well

  • Mobile money payments
  • Online checkout pages

Things to Check

  • Supported payment methods
  • Settlement window

About AvadaPay

Screenshot of AvadaPay website

AvadaPay is a pan-African payments and SMS platform for businesses that need one connection to collect payments, send payouts, and deliver SMS notifications across multiple African countries.

Key capabilities include:

  • Mobile money payments to accept and send payments via popular mobile wallets and local payment methods, plus POS payments for in-store and agent transactions
  • Online checkout and payment links to collect payments in ecommerce and digital services, and bulk payouts through mobile money networks for disbursements to users, agents, or suppliers
  • Bulk SMS, two-way SMS, and OTP codes for marketing messages, customer interactions, and real-time transaction notifications
  • Separate public API documentation for its Payments API and its Messages (SMS) API, alongside a back-office web portal for account management

Available via Web and API integration.

Built for B2B teams such as ecommerce merchants, online gaming platforms, logistics and delivery companies, utilities, crypto platforms, agent networks, crowdfunding platforms, and other digital service providers operating across African markets.

Onboarding runs through a 4-step process: submit an application, sign a service agreement, complete API integration with AvadaPay's team, then launch. Notable in the African context, the platform positions itself with 99.9% uptime, stated live availability in 17 African countries (with 12 more planned, including a confirmed Payment Service Provider licence in Burundi), and next-day local-currency payouts with reconciliation support. AvadaPay is headquartered in Dubai, UAE.

AvadaPay Facts

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Frequently Asked Questions About AvadaPay

AvadaPay is a pan-African payments and SMS platform that gives businesses a single web and API-based connection to accept payments, send payouts, and deliver SMS across multiple African countries. You integrate its Payments API or Messages API into your website, app, or systems to process mobile money, card, and POS payments, run online checkout and payment links, handle bulk payouts, and send bulk or two-way SMS with OTPs and notifications.

AvadaPay's own payment API documentation lists live currency support across 27 African markets, spanning West, Central, East, and Southern Africa, including Kenya, Nigeria, Ghana, Tanzania, Uganda, Rwanda, South Africa, DR Congo, Burundi, Zambia, Cameroon, and Botswana among others. AvadaPay's marketing separately cites being "live in 17 African countries" with 12 more planned, and it holds a Payment Service Provider licence in Burundi.

You can sign up for AvadaPay by submitting an application through the contact form on its website describing your business needs. The team then discusses terms and signs a service agreement, assists with API integration, and helps you launch to start processing payments and sending SMS.

No dedicated mobile app for Android or iOS is listed. AvadaPay is available via web, including a back-office portal, and API integration.

AvadaPay is best suited for businesses that operate in African markets and need to collect or send payments and communicate with customers at scale. Typical users include ecommerce merchants, gaming platforms, logistics and delivery companies, utilities, crypto platforms, agent networks, crowdfunding platforms, and other digital service providers.

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