What is Maishapay and how does it work?

Maishapay is a payment gateway and terminal service that enables businesses to accept mobile money, card, and other digital payments. It works through M-Gateway for online payments and M-Terminal for in-person transactions, supporting methods like Airtel Money, M-Pesa, Orange Money, Visa, Mastercard, and more with automated recurring options.

How much does Maishapay cost?

Maishapay offers transaction fees such as 3.5% for most mobile money and card payments, 2-3% for others like Illicocash or UnionPay. Terminal plans include a free option in DRC with 2.5% commission and 28,000 CDF monthly subscription, or paid plans starting at $80.50 in Congo-Brazza and Côte d'Ivoire with similar fees.

What countries does Maishapay operate in?

Maishapay operates in Democratic Republic of Congo (RDCongo), Congo-Brazza, Cameroon, and Côte d'Ivoire.

How do I sign up for Maishapay?

You can sign up by creating a free account directly on their platform (“Créer un compte gratuitement”) or by registering through their payment gateway or startup onboarding pages, then setting up your business or merchant profile to start accepting payments.

Who is Maishapay best suited for?

MaishaPay is best suited for businesses, entrepreneurs, and individuals in Africa who need to accept and manage digital payments efficiently.

How do I contact Maishapay support?

Contact Maishapay support at contact@maishapay.net or info@maishapay.net.

Does Maishapay have a plan for teams or businesses?

Yes, Maishapay provides business and startup solutions (payment gateway, POS/terminal, payroll, and APIs) designed for companies and teams to manage payments and operations.

Does Maishapay offer an API or integrations?

Yes, Maishapay offers a public API. View the official Maishapay API documentation for endpoints, authentication, and integration guides.

Maishapay

Rating: 3
Author: zainabauwal77

🇨🇩 DR Congo 🇨🇲 Cameroon 🇨🇮 Côte d'Ivoire

A B2B payments platform that helps African merchants accept mobile money, cards, and crypto via terminals, payment links, gateways, and payroll tools.

Use it on:Web API

Is Maishapay right for you?

Best for

African merchants
Multi-location retailers
B2B payment teams
Payroll managers
Crypto-accepting sellers

What it does well

Mobile money checkout
Card payments
Crypto acceptance
POS terminals
Payment links

Things to check

Country coverage fit
Supported mobile money networks
Crypto payout options
Payroll countries and rules
Gateway integration options

Maishapay is a B2B financial platform for African merchants and enterprises that need to accept online and in-store payments and manage related operations from a single dashboard.

Key capabilities include:

In-store payments (Terminal): supports multi-channel payment acceptance at physical points of sale, with real-time transaction and usage reporting and 7/24 support.
Online payments (M-Gateway and M-Checkout): integrates payments into a website or app, with a preconfigured checkout option and a sandbox for testing.
Payment links: creates shareable links for collection via email, SMS, Messenger, chatbots, and other channels, with instant payment confirmation.
Payroll and compliance (M-Payroll): automates salary payments and supports tax declaration and payment workflows.

Available on Web (merchant dashboard) with API access, plus developer documentation and plugins (including WooCommerce).

Target users include SMEs, startups, and enterprises in markets such as DR Congo, Republic of Congo, Cameroon, Côte d’Ivoire that need mobile money and card acceptance, plus optional crypto payment support.

Notable in the African fintech context, the platform publishes country-specific pricing by payment method (for example, mobile money and card fees listed for DR Congo, Côte d’Ivoire, and Cameroon) and has been cited by the International Finance Corporation (IFC) as a key player in Central Africa’s digital fintech ecosystem.

Categories:

Fintech

Features & Business Model:

b2b mobile-money payment-gateway payroll pos