Maishapay

Maishapay is a B2B financial platform for African merchants and enterprises that need to accept online and in-store payments and manage related operations from a single dashboard.

Key capabilities include:

• In-store payments (Terminal): supports multi-channel payment acceptance at physical points of sale, with real-time transaction and usage reporting and 7/24 support.
• Online payments (M-Gateway and M-Checkout): integrates payments into a website or app, with a preconfigured checkout option and a sandbox for testing.
• Payment links: creates shareable links for collection via email, SMS, Messenger, chatbots, and other channels, with instant payment confirmation.
• Payroll and compliance (M-Payroll): automates salary payments and supports tax declaration and payment workflows.

Available on Web (merchant dashboard), with API access, plus developer documentation and plugins (including WooCommerce).

Target users include SMEs, startups, and enterprises in markets such as DR Congo, Republic of Congo, Cameroon, Côte d’Ivoire that need mobile money and card acceptance, plus optional crypto payment support.

Notable in the African fintech context, the platform publishes country-specific pricing by payment method (for example, mobile money and card fees listed for DR Congo, Côte d’Ivoire, and Cameroon) and has been cited by the International Finance Corporation (IFC) as a key player in Central Africa’s digital fintech ecosystem.