A fintech payment tool for individuals, merchants, and businesses in Africa to send and receive money, collect payments via links or PIN codes, and pay bills.

Screenshot of WallX website

Is WallX right for you?

Best for

  • Nigerian small businesses
  • Merchants taking payments
  • Solo sellers
  • Service providers
  • Online payment collection

What it does well

  • Payment links
  • PIN code payments
  • QR code payments
  • Send and receive money
  • Bill payments

Things to check

  • Bank transfer speed
  • Confirmation timing
  • Pay link branding
  • Bill types supported
  • Nigeria-only use

WallX is a fintech payment tool for individuals, merchants, and businesses in Nigeria that supports digital money transfers, payment collection, and everyday bill payments.

Key capabilities include:

  • Payment collection tools such as payment links and PayCodes (PIN codes) for merchant payments, collections, and voucher-style use cases
  • Transfers and cash-out via wallet-to-wallet transfers, wallet-to-bank transfers, and bank withdrawals
  • Everyday payments including bills payment (for example, electricity) and airtime purchase
  • Mobile apps for different use cases, including Vend by WallX (soft POS with PayCodes) and AirLitePay by WallX (P2P payments)

Available on Web, Android (Vend by WallX, WallXBS for Managers) and IOS (AirLitePay by WallX).

Target users include individuals making P2P payments, merchants and small businesses collecting in-person and online payments, and corporate entities handling digital transactions.

Notable context: founded in 2020, the product is based in Lekki, Lagos State (Nigeria), with an additional presence in New York, USA, and it has participated in accelerator programs including Starta (Spring 2023) and the 2023 Fast Accelerator program supported by Microsoft.

As of Jun 29, 2026, WallX is rated 5.0 on the App Store from 3 reviews.

Phone:+234 706 328 3502
Social Links:
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Frequently Asked Questions About WallX

Recent Reviews for WallX

3.5
Great · 2 reviews
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J
joyayodele

NG · 3 reviews

Jun 6, 2026

WallX has made collecting payments from my customers so much easier. I used to struggle with multiple bank apps and delayed confirmations, but now I just share my WallX pay link or QR code.

O
onyinyeekeh

NG · 1 review

Jun 2, 2026

Transfers are generally straightforward, and payment collection features are especially helpful for small businesses trying to streamline how they receive money from customers.

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