Accept online and in-person payments across Africa
WallX
A fintech payment tool for individuals, merchants, and businesses in Africa to send and receive money, collect payments via links or PIN codes, and pay bills.
WallX Product Overview
Is WallX Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian small businesses
- Retail merchants
What It Does Well
- Payment links
- PIN code payments
Things to Check
- POS hardware needs
- Bank transfer speed
About WallX

WallX is a fintech payment tool for individuals, merchants, and businesses in Nigeria that supports digital money transfers, payment collection, and everyday bill payments.
Key capabilities include:
- Payment collection tools such as payment links and PayCodes (PIN codes) for merchant payments, collections, and voucher-style use cases
- Transfers and cash-out via wallet-to-wallet transfers, wallet-to-bank transfers, and bank withdrawals
- Everyday payments including bills payment (for example, electricity) and airtime purchase
- Mobile apps for different use cases, including Vend by WallX (soft POS with PayCodes) and AirLitePay by WallX (P2P payments)
Available on Web, Android (Vend by WallX, WallXBS for Managers), and iOS (AirLitePay by WallX).
Target users include individuals making P2P payments, merchants and small businesses collecting in-person and online payments, and corporate entities handling digital transactions.
Notable context: founded in 2020, the product is based in Lekki, Lagos State (Nigeria), with an additional presence in New York, USA, and it has participated in accelerator programs including Starta (Spring 2023) and the 2023 Fast Accelerator program supported by Microsoft.
WallX Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, WallX is rated 5.0 on the App Store from 3 reviews.
Recent Reviews for WallX
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews workHow is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews workNG · 3 reviews
Jun 6, 2026
WallX has made collecting payments from my customers so much easier. I used to struggle with multiple bank apps and delayed confirmations, but now I just share my WallX pay link or QR code.
NG · 1 review
Jun 2, 2026
Transfers are generally straightforward, and payment collection features are especially helpful for small businesses trying to streamline how they receive money from customers.
WallX Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataWallX has 1 recorded funding event. The latest was Other in Jun 2023.
- Total Raised:
- Undisclosed
- Latest Round:
- Other
WallX Investors & Funding Rounds
WallX Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataFrequently Asked Questions About WallX
WallX is an integrated fintech solution for African SMEs and businesses. It provides smart tools like a soft POS, storefront, payment solution (Pay code), and business management SaaS to digitize operations, track finances, and accelerate growth.
Cost is provided as a custom quote based on business needs.
WallX operates in Nigeria.
You can register directly on the dedicated portal by visiting the WallX Business Suite Sign-Up Page.
Yes, WallX provides mobile applications for both Android and iOS devices, including specialized apps like Vend by WallX and WallXBS for Managers.
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