Fazipay

Fazipay (formerly Omnibranches) is a payment aggregation and agent-network platform in Nigeria that helps agents and partner organisations deliver last-mile financial and energy-related services to local customers.

Key capabilities include:

• Agent hierarchy management for agents, sub-super agents, and super agents, including assigning or detaching POS devices, disabling agents, and viewing agent transactions.
• USSD channel that lets agents complete transactions when internet access or smartphone availability is limited.
• Real-time reporting and reconciliation, including commission tracking, instant payout access, and the option to convert commission to float.
• Transaction history and analytics with filters by month, day, year, time, and service provider, plus performance insights by location and service.

Available on Web and Android, with an optional USSD channel for supported transactions.

It primarily serves B2B2C distribution through agent outlets, including individuals, SMEs, and larger institutions that operate multi-outlet networks, as well as organisations delivering services to banked and unbanked beneficiaries.

Notable in the Nigerian market for combining everyday agency banking services (cash-out, airtime, bills, merchant POS, cardless withdrawal) with support for solar subscription payments for off-grid energy providers, aligning with financial inclusion and energy-access use cases.