eTranzact

eTranzact is a multi-application, multi-channel electronic transaction switching and payment processing platform for individual customers and corporate institutions such as banks, government agencies, telecoms, and education providers.

Key capabilities include:

• Multi-channel transaction processing across mobile, web, POS, ATMs, and bank branches, supporting payment acceptance and routing for different customer touchpoints.
• Payment switching and enablement for institutions that need a back-end switch to connect services and manage electronic payment flows.
• Consumer and business payment products delivered under solutions such as Bankit, PocketMoni, WebConnect, PayOutlet / PayOutlet.net, SwitchIt, and CorporatePay.
• Security and reliability features highlighted on the site, including two-factor authentication, NDPR compliance, and a stated 99.9% uptime commitment, plus consumer insights and analytics for decision-making.

Available via Web, with support for API integrations. It is also available via IOS and Android via PocketMoni app.

Target audience: B2B2C, serving consumers through wallet and payment apps, and enabling enterprises and public-sector organisations that require payment infrastructure.

Notable in the African market context for its long-standing presence in Nigeria’s payments ecosystem (incorporated in 2003), its role as an early electronic transaction switch, and its footprint across multiple markets including Nigeria, Ghana, Tanzania, Zimbabwe, Côte d’Ivoire, and the United Kingdom.