What is eTranzact and how does it work?

eTranzact is an electronic payment company offering card processing, mobile banking, USSD payments, bill collection, and bulk payment solutions like CorporatePay for businesses and governments. It works by facilitating secure transactions across various channels, earning commissions from transaction processing and services.

How much does eTranzact cost?

eTranzact's costs are transaction-based and customized per client (banks, merchants, or businesses) depending on volume, product, and integration type.

What countries does eTranzact operate in?

eTranzact operates in Nigeria (headquarters), Ghana, Kenya, South Africa, Côte d’Ivoire, Zimbabwe, and the United Kingdom, with newer expansion also into Uganda and other parts of Africa.

How do I sign up for eTranzact?

You typically sign up for eTranzact by visiting their website, requesting onboarding via the “Contact Sales” or business onboarding form, after which their team provides integration and account setup steps based on your use case.

Does eTranzact have a mobile app?

eTranzact does have a mobile app ecosystem on IOS and Android (notably its Xcel/mobile money solutions like PocketMoni), which supports payments, transfers, and bill payments depending on the service and region.

Who is eTranzact best suited for?

eTranzact is best suited for businesses, governments, and enterprises needing payment processing, bulk disbursements, salary payments, and digital transaction services across Africa.

How do I contact eTranzact support?

You can contact eTranzact support through their official corporate channels such as their Lagos headquarters phone line 02017101060 / 02092927336 and business contact forms on their website for enterprise or technical assistance.

Does eTranzact have a plan for teams or businesses?

Yes, eTranzact offers solutions like CorporatePay for bulk payments, disbursements, and salary processing tailored for teams and businesses.

Does eTranzact offer an API or integrations?

Yes, eTranzact offers a public API. View the official eTranzact API documentation for endpoints, authentication, and integration guides.

eTranzact

Rating: 5
Author: wakeel662

🇳🇬 Nigeria 🇨🇮 Côte d'Ivoire 🇬🇭 Ghana+3 more

A payment switching and processing platform for individuals and institutions to accept and route transactions across web, mobile, POS, ATMs, and bank branches.

Use it on:Web API Android· 4.1 iOS· 4.6

Is eTranzact right for you?

Best for

Banks and institutions
Payment aggregators
Merchants with POS
Mobile money operators
Multi-channel payments

What it does well

Payment switching
Web payment routing
USSD payments
Mobile money payments
POS and ATM processing

Things to check

Supported payment channels
Settlement window
Bank integrations
Merchant onboarding flow
Country availability

eTranzact is a multi-application, multi-channel electronic transaction switching and payment processing platform for individual customers and corporate institutions such as banks, government agencies, telecoms, and education providers.

Key capabilities include:

Multi-channel transaction processing across mobile, web, POS, ATMs, and bank branches, supporting payment acceptance and routing for different customer touchpoints.
Payment switching and enablement for institutions that need a back-end switch to connect services and manage electronic payment flows.
Consumer and business payment products delivered under solutions such as Bankit, PocketMoni, WebConnect, PayOutlet / PayOutlet.net, SwitchIt, and CorporatePay.
Security and reliability features highlighted on the site, including two-factor authentication, NDPR compliance, and a stated 99.9% uptime commitment, plus consumer insights and analytics for decision-making.

Available via Web, with support for API integrations. It is also available via IOS and Android via PocketMoni app.

Target audience: B2B2C, serving consumers through wallet and payment apps, and enabling enterprises and public-sector organisations that require payment infrastructure.

Notable in the African market context for its long-standing presence in Nigeria’s payments ecosystem (incorporated in 2003), its role as an early electronic transaction switch, and its footprint across multiple markets including Nigeria, Ghana, Tanzania, Zimbabwe, Côte d’Ivoire, and the United Kingdom.

As of Jun 29, 2026, eTranzact is rated 4.6 on the App Store from 101 reviews and 4.1 on Google Play from 954 reviews with 100K+ installs.

Phone:+234 1 710 1060

Social Links:

Categories:

Fintech

Features & Business Model:

b2b2c enterprise mobile-money payment-gateway ussd