Paystack
This product is featured: hand-picked by the Liners team.A payment platform for African businesses to accept card, bank transfer, mobile money, and USSD payments online or in person, with tools for selling digital and physical products.
Paystack Product Overview
Is Paystack Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Online stores
- In-person sellers
What It Does Well
- Card payments
- Bank transfers
Things to Check
- Supported payment channels
- In-person payment setup
About Paystack

Paystack is an online payments platform for businesses in Nigeria and other African markets that need to accept customer payments across common local and card-based methods.
Key capabilities include:
- Multi-channel payment acceptance, including credit and debit cards, bank transfers, money transfer, mobile money, and USSD, supporting both online and offline payment use cases
- Selling tools for products and files, such as Product Links for single physical or digital items (with stock management, media uploads, and customization) and digital downloads that deliver files automatically after purchase (for supported file formats)
- Checkout pages and catalogs, including Payment Pages for multiple products and Storefronts for a centralized place to sell
- Business dashboard and exports, with product, order, revenue, and customer management, plus order and customer data export
Available on Web, with API access, and mobile apps for Android and iOS.
Targeted at B2B, especially African businesses that need to collect payments from customers and manage orders for physical or digital sales.
Notable in the African market context, the company was founded in Lagos (2016) and was acquired by Stripe (October 15, 2020).
Paystack Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Paystack is rated 3.4 on the App Store from 25 reviews and 3.7 on Google Play from 896 reviews with 100K+ installs.
Recent Reviews for Paystack
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews workHow is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews workNG · 1 review
Jun 26, 2026
best payment API in Africa 🌍. paystack is always my first choice for integration.
NG · 1 review
Jun 2, 2026
Paystack is a reliable and user-friendly payment platform that helps African businesses receive payments easily through multiple channels and manage sales of both digital and physical products
Compare Paystack With Similar Products
Paystack Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataPaystack has raised $209.6M across 7 recorded funding events. The latest was Merger / Acquisition in Oct 2020.
- Total Raised:
- $209.6M
- Latest Round:
- Merger / Acquisition
Paystack Investors & Funding Rounds
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Paystack Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataSign in to see all 6 team members
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Latest Paystack News & Updates
Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. How we source dataSign in to see all 28 articles
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Jobs at Paystack
| Title | Posted |
|---|---|
| Senior Data Engineer | Sep 13, 2026 |
| Data Science Lead | Sep 13, 2026 |
Sign in to see all 12 open positions
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Upcoming Events for Paystack
Browse all eventsFrequently Asked Questions About Paystack
Paystack is a payment gateway that enables businesses, especially in Africa, to accept online payments from customers worldwide using methods like cards, bank transfers, USSD, mobile money, and POS. Businesses integrate it via APIs, payment links, checkout forms, or plugins to collect one-time or recurring payments, make transfers, and access fraud protection and reporting.
Paystack offers a free plan to start. It charges 1.5% + NGN 100 for local transactions (NGN 100 waived under NGN 2500, capped at NGN 2000) and 3.9% + NGN 100 for international transactions; fees vary by payment method.
Paystack primarily operates in Nigeria and other African countries like Kenya and South Africa. It supports global cards such as Visa, Mastercard, and Verve, allowing payments from anywhere.
You can sign up for Paystack by creating a free account on their website and entering your business name, email, phone number and other details to get approved to accept payments.
Yes, Paystack offers a mobile app (the Paystack Merchant App) for Android and iOS to manage your payments and business on the go.
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