What is Mono and how does it work?

Mono is a financial infrastructure platform that provides APIs for connecting to bank accounts to access financial data, direct debits, and account monitoring. It works by allowing developers and businesses to integrate Mono's APIs into their applications to retrieve account details, balances, transactions, and set up payments with user consent through a secure dashboard.

How much does Mono cost?

Mono offers subscription plans (Free trial, Basic, Starter, Business, Enterprise) with pricing varying by country: Nigeria (e.g., GHS equivalents or NGN per account/month), Ghana (e.g., GHS 445 Basic), Kenya, and South Africa. Additional pay-as-you-go options exist at rates like $0.05 or 19 Naira per API call, with volume discounts, and specific fees for direct debit (1% capped at N1000 + VAT) or inquiries (N50 per call). Enterprise pricing requires contacting sales@mono.co.

What countries does Mono operate in?

Mono operates in Nigeria, Ghana, South Africa, and Kenya.

How do I sign up for Mono?

Sign up by visiting app.mono.co, logging into the dashboard, navigating to 'Plans and Billings' in the sidebar search, selecting a plan from the Plans tab, and choosing a payment method like wallet, direct debit, or invoicing.

Who is Mono best suited for?

Mono is best suited for developers and businesses building financial applications that need bank account connections, data retrieval, direct debits, or account monitoring.

How do I contact Mono support?

Contact Mono support through the help center at support.mono.co or email sales@mono.co for pricing and enterprise inquiries.

Does Mono have a plan for teams or businesses?

Yes, Mono offers plans for teams and businesses including Starter, Business, and Enterprise tiers with features like higher account limits and unlimited usage.

Does Mono offer an API or integrations?

Yes, Mono offers APIs for financial data access, account details, direct debit, balance inquiries, and integrations via its dashboard and pay-as-you-go or subscription models.

Mono: Overview, Features, Pricing & Funding

Mono is an open banking platform for African businesses that need to link customer bank accounts to access financial data, collect direct bank payments, and run identity verification.

Key capabilities include:

Account linking and financial data APIs, using the Mono Connect widget to collect customer-consented access to data such as real-time transactions, balances, and statements from connected financial institutions.
Statement Pages (no-code) to request bank statements through a shareable link, supporting use cases like income verification and reviewing transaction history without a full in-app integration.
Payments for collecting one-time and recurring transfers directly from bank accounts, including products such as and .