Mono

Mono is an open banking platform for African businesses that need to link customer bank accounts to access financial data, collect direct bank payments, and run identity verification.

Key capabilities include:

• Account linking and financial data APIs, using the Mono Connect widget to collect customer-consented access to data such as real-time transactions, balances, and statements from connected financial institutions.
• Statement Pages (no-code) to request bank statements through a shareable link, supporting use cases like income verification and reviewing transaction history without a full in-app integration.
• Payments for collecting one-time and recurring transfers directly from bank accounts, including products such as DirectPay and DirectDebit.
• Identity verification, including tools such as Prove and Lookup, designed to support KYC and customer onboarding flows.

Available via Web dashboard and APIs (with developer documentation, SDKs, and API reference).

Target users include digital lenders, microfinance banks, fintechs, and product teams building lending, onboarding, or bank-payment workflows.

Notable in the African market context, the platform reports 3 countries covered, connections to 30+ financial institutions, and usage by 100+ banks and fintechs; it also operates as a Flutterwave company.