An open banking platform that helps African businesses link customer bank accounts to access financial data, collect bank payments, and verify identity via APIs and no-code tools.
Mono Product Overview
Is Mono Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Fintech product teams
- B2B payment platforms
What It Does Well
- Bank account linking
- Financial data access
Things to Check
- Supported bank list
- Direct debit coverage
About Mono
Mono is an open banking platform for African businesses that need to link customer bank accounts to access financial data, collect direct bank payments, and run identity verification.
Key capabilities include:
- Account linking and financial data APIs, using the Mono Connect widget to collect customer-consented access to data such as real-time transactions, balances, and statements from connected financial institutions.
- Statement Pages (no-code) to request bank statements through a shareable link, supporting use cases like income verification and reviewing transaction history without a full in-app integration.
- Payments for collecting one-time and recurring transfers directly from bank accounts, including products such as DirectPay and DirectDebit.
- Identity verification, including tools such as Prove and Lookup, designed to support KYC and customer onboarding flows.
Available via Web dashboard and APIs (with developer documentation, SDKs, and API reference).
Target users include digital lenders, microfinance banks, fintechs, and product teams building lending, onboarding, or bank-payment workflows.
Notable in the African market context, the platform reports 3 countries covered, connections to 30+ financial institutions, and usage by 100+ banks and fintechs; it also operates as a Flutterwave company.
Mono Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataRecent Reviews for Mono
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Mono Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataMono has raised $17.6M across 4 recorded funding events. The latest was Series A in Oct 2021.
- Total Raised:
- $17.6M
- Latest Round:
- Series A
Mono Investors & Funding Rounds
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Mono Founders & Leadership Team
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Latest Mono News & Updates
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Frequently Asked Questions About Mono
Mono is a financial infrastructure platform that provides APIs for connecting to bank accounts to access financial data, direct debits, and account monitoring. It works by allowing developers and businesses to integrate Mono's APIs into their applications to retrieve account details, balances, transactions, and set up payments with user consent through a secure dashboard.
Mono offers subscription plans (Free trial, Basic, Starter, Business, Enterprise) with pricing varying by country: Nigeria (e.g., GHS equivalents or NGN per account/month), Ghana (e.g., GHS 445 Basic), Kenya, and South Africa. Additional pay-as-you-go options exist at rates like $0.05 or 19 Naira per API call, with volume discounts, and specific fees for direct debit (1% capped at N1000 + VAT) or inquiries (N50 per call). Enterprise pricing requires contacting sales@mono.co.
Mono operates in Nigeria, Ghana, South Africa, and Kenya.
Sign up by visiting app.mono.co, logging into the dashboard, navigating to 'Plans and Billings' in the sidebar search, selecting a plan from the Plans tab, and choosing a payment method like wallet, direct debit, or invoicing.
Mono is best suited for developers and businesses building financial applications that need bank account connections, data retrieval, direct debits, or account monitoring.
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