Flutterwave
A payment gateway for businesses and developers to accept cards, bank transfers, mobile money, USSD, and more, plus payouts, invoicing, and payment links in 30+ currencies.

Is Flutterwave right for you?
Best for
- African online businesses
- Cross-border sellers
- Marketplaces and platforms
- Subscription services
- Developer-led teams
What it does well
- Card and bank payments
- Mobile money checkout
- USSD payments
- Payment links
- Bulk payouts
Things to check
- Currency support needed
- Payout countries needed
- Mobile money networks
- USSD bank coverage
- Dashboard usability
Flutterwave is a payments platform for businesses, developers, and individuals that enables online payment acceptance, payouts, and commerce tools across African markets and internationally.
Key capabilities include:
- Online Checkout and payment APIs to accept debit and credit cards, bank transfers, bank account payments, mobile money, USSD, POS, M-Pesa, and VISA QR, with support for 30+ currencies.
- Transfers (payouts) from the dashboard for single or bulk payments to bank accounts.
- SME commerce tools including a Store (create an ecommerce site), Invoices (generate invoices and get paid), and Payment links for one-off or recurring payments.
- Developer features such as payment verification, one-time and recurring payments, quick transfers, instant virtual card creation, and customer verification via documented APIs.
Available on Web, Android, iOS, and via APIs.
It serves enterprises, startups, SMEs, and individuals that need to accept payments from customers, sell online, or pay out to bank accounts.
Notable for African commerce use cases, it supports widely used local payment methods (including mobile money, USSD, and M-Pesa) while operating at high scale (reported 500k+ payments daily and 20M+ API calls per day) and listing availability across multiple African countries plus the UK and US.
As of Jul 6, 2026, Flutterwave is rated 4.2 on the App Store from 689 reviews and 4.6 on Google Play from 7.4K reviews with 500K+ installs.
Frequently Asked Questions About Flutterwave
Recent Reviews for Flutterwave
NG · 1 review
Jun 4, 2026
Yh, i think they are good.. they breached the gap between customers and organisations by creating a really nice product for payment
NG · 1 review
Jun 4, 2026
The UX is so irritating. They need to do better. The dashboard needs to be easier to navigate. I’m rooting for them.
