54pay

54Pay is an Africa-focused payments platform for businesses and developers that need one integration to collect and send payments across multiple African markets.

Key capabilities include:

• Collections (Payin) to accept customer payments and get paid instantly, with support for cards, mobile money, and bank transfers.
• Payouts to deliver funds directly into local bank accounts and wallets across Africa.
• Checkout to embed customer payment flows in apps and websites.
• Payment Links for no-code payment collection, enabling teams to generate a link and share it anywhere.
• Settlement into a chosen account or wallet, with the website stating instant settlement in the right currency (settlement speed can vary by payment method).

Available via Web and API, with developer documentation at https://api.54pay.co.

Target users include B2B product teams, fintechs, marketplaces, and merchants that want to run cross-border collections and payouts across African countries without integrating many local payment providers.

Notable context for Africa: the website states coverage in 20+ active African countries and a roadmap toward all 54 African countries. It also reports 50,000+ transactions processed daily, $1B+ annual payment volume, certifications for ISO 27001, ISO 22301, and NDPR, and registration as a Money Services Business (MSB) with FINTRAC in Canada.