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Payment switching, gateways, USSD, and transfers for businesses
A payment aggregation platform that helps African businesses accept mobile money and card payments online or via USSD, with APIs, checkout, payment links, and payouts.
Qosic Product Overview
Is Qosic Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Francophone Africa merchants
- Mobile money sellers
What It Does Well
- Mobile money payments
- Card payments
Things to Check
- Nigeria Benin Togo coverage
- Mobile money networks
About Qosic
QOSPAY is a payment aggregation and digital finance platform for businesses in Africa, designed to help merchants accept online and offline payments and manage collections and payouts from a single place.
Key capabilities include:
- Online payment collection via API for websites and mobile apps, with documentation and a sandbox for testing integrations
- No-code Checkout that provides a hosted payment page for collecting mobile money and card payments without building a custom flow
- Payment Links for creating and sharing payment requests with customers to collect payments remotely
- USSD offline payments that allow customers to complete payments without an internet connection
- Bulk payments (payout/disbursement API) for sending money at scale, such as salaries or customer payouts
- A web dashboard for monitoring transactions, balances, payment links, payouts, and subscribed services
Available via Web dashboard and API (documentation: https://docs.qosic.com/).
Targeted at B2B users, including startups, SMEs, and larger organizations that need payment acceptance, offline USSD collections, and disbursements.
Notable in the Benin and Togo market for combining mobile money aggregation, developer integrations (PHP, Laravel, Django, Ajax, JavaScript, WordPress/WooCommerce), and no-code options in one platform, with stated security measures such as 2FA and PCI DSS compliance.
Qosic Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
What it does
African alternative to
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Qosic Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataFrequently Asked Questions About Qosic
Qosic (QOSPAY) is a payment aggregation and digital finance platform that lets businesses in Africa accept online and offline payments, mainly via mobile money and card, through a web dashboard, APIs, checkout pages, payment links, and USSD. It works by connecting your business systems or using its no-code tools so you can collect and disburse funds across supported payment methods from a single interface.
Qosic uses a paid, per-transaction pricing model, but specific public pricing tables or exact fees are not listed. You need to contact Qosic directly to get detailed pricing for your use case.
Qosic primarily operates in Benin and Togo, with services also referenced for Nigeria and access to Côte d’Ivoire via its API. It focuses on Francophone African markets and is expanding across West Africa.
You can sign up for Qosic by visiting the website and following the merchant or business onboarding flow, which typically involves creating an account and providing business information. If you need assistance, you can reach out by email to request activation or onboarding support.
Qosic is best suited for businesses such as startups, SMEs, e‑commerce merchants, financial institutions, NGOs, and larger organizations that need to accept payments (online and offline) and make payouts in African markets. It is designed for B2B use, including companies that want both developer-friendly APIs and no-code payment tools.
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