Breet — Crypto & Stablecoins Payment API for African Businesses 
SaySwitch
Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification worksA CBN-licensed payment platform that helps African businesses accept online and in-person payments, send payouts, and track transactions via a single dashboard.
SaySwitch Product Overview
Is SaySwitch Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian businesses
- Online sellers
What It Does Well
- Online payments
- POS payments
Things to Check
- CBN licence details
- Supported POS devices
About SaySwitch
SaySwitch is a CBN-licensed payment solutions platform for African businesses that need to accept payments, move money, and track transactions across multiple channels.
Key capabilities include:
- Online payment gateway for websites and apps, supporting cards and bank transfers, with pricing shown as 1.5% for local transactions capped at ₦2,000, plus same-day settlement and dashboard access.
- In-person payments via POS terminals (priced at 0.5% per transaction) for shops, market stalls, and on-the-go collections, including fleet management, terminal provisioning, and chargeback tools.
- Kiosk payments for self-service collections in retail or high-traffic environments.
- Merchant dashboard that shows incoming payments across channels in one place for monitoring and reconciliation.
Available on Web (merchant dashboard and account access) and via APIs with developer resources such as documentation, sandbox, and SDKs.
Target users include merchants, enterprises, institutions, fintechs, and government teams collecting payments at scale, including e-commerce, retail, and schools.
Notable in the Nigerian market for its CBN Switching and Processing licensing, published reliability metrics (including 99.96% platform availability), stated 24-hour settlement speed, and support for multiple payment methods in one integration (including references to USSD and mobile money on the site).
SaySwitch Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Recent Reviews for SaySwitch
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews work0 reviews
5-star
0%
4-star
0%
3-star
0%
2-star
0%
1-star
0%
No reviews yet. Be the first to review this product.
Frequently Asked Questions About SaySwitch
SaySwitch is a CBN-licensed payment platform that lets African businesses accept payments online and in person, send payouts, and track all transactions in a single web dashboard. You connect your business (via the dashboard or API), then customers can pay using cards, bank transfers, POS, kiosks, USSD, or mobile money, and you monitor collections and settlements in one place.
SaySwitch uses a transaction-based pricing model with no listed setup or monthly fees. Local online payments are charged 1.5% per transaction capped at ₦2,000, in-person POS payments are charged 0.5% per transaction, and cross-border or enterprise transactions are listed at 1.4%, with a fee calculator available to preview charges.
SaySwitch explicitly operates in Nigeria and is licensed by the Central Bank of Nigeria as a Switching and Processing provider. It is positioned for businesses across Africa, but specific supported countries beyond Nigeria are not listed.
You can sign up by visiting the SaySwitch website and creating a merchant account through the web interface, then completing any required business and compliance details. Once your account is approved, you can access the dashboard, add payment channels, and start accepting payments or integrating via API.
SaySwitch is best suited for businesses and institutions that need to collect and disburse payments at scale, such as merchants, enterprises, fintechs, governments, and schools. It is particularly useful for Nigerian and African businesses that want to accept payments across multiple channels and manage them from one dashboard.
Promptmonitor
Promptmonitor — Track, measure, and improve how AI recommends your brand.