A payments platform for African businesses and individuals to accept PayIn, make bank and mobile money transfers, pay bills, and manage multi-currency accounts.

Is Lemonade Payments right for you?
Best for
- Kenya businesses
- Uganda businesses
- Online sellers
- Businesses paying bills
- Multi-currency earners
What it does well
- PayIn acceptance
- Bank transfers
- Mobile money transfers
- Bill payments
- Multi-currency accounts
Things to check
- Kenya and Uganda only
- Supported mobile money networks
- Supported currencies
- PayIn methods supported
- Settlement time
Lemonade Payments is a fintech payments platform for African businesses and individuals that need to receive payments, send transfers, and manage day-to-day financial operations from one account.
Key capabilities include:
- PayIn to accept customer payments for use cases such as retail and e-commerce collections
- Transfers for disbursements and settlements, including bank transfers and mobile money, plus support for bulk payouts such as salary disbursements
- Multi-currency accounts to hold and manage balances in more than one currency
- Bill payments to handle recurring operational payments from the same platform
Available on Web (dashboard), API (one integration for offline and online payment processing), plus Android
Target users include SMEs, enterprises, and developers building payment flows, as well as individuals who need transfers and account-based money management.
Notable in the African market context, the platform highlights dedicated account managers, in-depth dashboards and analytics, and reported 99.95% uptime. It also states that it operates through officially licensed banks regulated by the Central Bank of Kenya, and requires KYC before accounts can be opened and used.
As of Jun 29, 2026, Lemonade Payments is rated 4.8 on the App Store from 6 reviews and 4.9 on Google Play from 34 reviews with 5K+ installs.
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