Lemonade Payments

Lemonade Payments is a fintech payments platform for African businesses and individuals that need to receive payments, send transfers, and manage day-to-day financial operations from one account.

Key capabilities include:

• PayIn to accept customer payments for use cases such as retail and e-commerce collections
• Transfers for disbursements and settlements, including bank transfers and mobile money, plus support for bulk payouts such as salary disbursements
• Multi-currency accounts to hold and manage balances in more than one currency
• Bill payments to handle recurring operational payments from the same platform

Available on Web (dashboard), API (one integration for offline and online payment processing), plus Android

Target users include SMEs, enterprises, and developers building payment flows, as well as individuals who need transfers and account-based money management.

Notable in the African market context, the platform highlights dedicated account managers, in-depth dashboards and analytics, and reported 99.95% uptime. It also states that it operates through officially licensed banks regulated by the Central Bank of Kenya, and requires KYC before accounts can be opened and used.