Onafriq
A pan-African digital payments gateway for enterprises and financial institutions to collect, disburse, and issue cards across mobile money and bank networks in Africa.
Onafriq Product Overview
Is Onafriq Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Pan-African enterprises
- Banks and fintechs
What It Does Well
- One integration payouts
- Mobile money connectivity
Things to Check
- Supported payout countries
- Mobile money operators covered
About Onafriq
Onafriq is a pan-African digital payments gateway for enterprises and financial institutions that need interoperable domestic and cross-border payments across African markets.
Key capabilities include:
- Collections: Accept customer payments through cards, cash, or mobile wallets using a single integration.
- Disbursements: Send fast payouts for multiple use cases with real-time transaction capabilities.
- Card issuance and processing: Launch physical and virtual prepaid cards that are accepted globally, including support for Visa virtual card distribution for mobile money users.
- Agent banking (Nigeria): Reach customers via the Baxi super-agent network, with 460,000+ agents nationwide.
Available via APIs (Developer Portal at apidocs.beyonic.com, Enterprise Partner Portal at portal.onafriq.com, VAS Partner Portal at admin.baxibap.com, and AccessOne at home.onafriq.com).
Target users include enterprises, banks, mobile network operators, money transfer organisations, non-bank financial institutions, and government development organisations/NGOs building payment collection, payout, or card programmes for customers across Africa.
Notable for its “Network of Networks” approach, connecting partners to 1 billion mobile wallets, 500 million bank accounts, and 2,000+ payment corridors across 43 African nations, with the company formerly known as MFS Africa (founded in 2009).
Onafriq Facts
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Onafriq Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataOnafriq has raised $221.5M across 8 recorded funding events. The latest was Series C in Jun 2022.
- Total Raised:
- $221.5M
- Latest Round:
- Series C
Onafriq Investors & Funding Rounds
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Onafriq Founders & Leadership Team
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Latest Onafriq News & Updates
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Jobs at Onafriq
| Title | Posted |
|---|---|
| Group Head of Infrastructure | Sep 16, 2026 |
| Senior Database Administrator | Aug 21, 2026 |
Frequently Asked Questions About Onafriq
Onafriq is a pan-African payments company that enables interoperable cross-border and domestic digital payments by connecting mobile money wallets, bank accounts, prepaid cards, and payment rails across Africa. It works as a 'network of networks' providing real-time wallet-to-wallet and wallet-to-bank transfers, collections via USSD, QR, wallets, cards, and bank transfers, disbursements for salaries, loans, and supplier payments, card issuing and processing, agency banking, and treasury services through a single API integration.
Onafriq operates in 43 African nations, with specific mentions of Nigeria, Kenya, Uganda, Ghana, Zambia, Cameroon, Senegal, and Côte d’Ivoire.
Onafriq is best suited for money transfer organizations, banks, global and local merchants, African SMEs, government development organizations, non-profits, and fintechs needing cross-border payments, disbursements, collections, card issuance, and agency banking across Africa.
Send an email to info@onafriq.com for support.
Yes, Onafriq offers solutions for businesses including collections, disbursements, card issuance, agency banking, and treasury services tailored for banks, merchants, SMEs, and enterprises.
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