A payment gateway for businesses to accept and settle card, bank transfer, USSD, and mobile money payments across 10+ countries with multi-currency support.

SzndPay Product Overview

Is SzndPay Right for You?

Liners prepares and updates these highlights as product information changes. Editorial standards

Best For

  • B2B businesses
  • Online checkouts

What It Does Well

  • One integration setup
  • Card payments

Things to Check

  • Supported countries list
  • Settlement currencies

About SzndPay

Screenshot of SzndPay website

SzndPay is a payment gateway and settlement platform for businesses that need to collect payments across multiple methods and markets through a single integration.

Key capabilities include:

  • Omni-channel collections: Accept debit and credit cards, bank transfers, USSD, and mobile money through one integration.
  • Acceptance and settlement: Provide a single gateway for taking payments and settling funds, with published settlement windows (local payments typically T+1 to T+3, international payments typically T+3 to T+5, depending on method, country, and risk checks).
  • Security and compliance tooling: Use PCI-aligned controls, KYC and AML checks, data encryption, and audit trails to support audit readiness.
  • Multi-currency and international payments: Support multi-currency collections and settlements, including local African currencies such as NGN (availability varies by market).

Available via web onboarding with APIs, SDKs, hosted checkout, and a sandbox for testing integrations.

It targets startups, SMEs, enterprises, and marketplaces, including use cases such as e-commerce, SaaS subscriptions and recurring billing, digital content and subscriptions, and gaming (subject to compliance).

Notable for its focus on African market coverage with international payment support, listing acceptance in Nigeria, Ghana, Kenya, South Africa, Senegal, plus United States, United Kingdom, and Canada, while keeping one consistent API for multi-method collections.

SzndPay Facts

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Social Links
African alternative to
Pricing & Fees
Contact for pricingCustom enterprise pricing available.

As of Oct 12, 2026, SzndPay is rated 5.0 on the App Store from 2 reviews and 5.0 on Google Play from 10 reviews with 500+ installs.

Recent Reviews for SzndPay

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3.3
Average · 1 review
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Wakeel662

NG · 3 reviews

Jun 4, 2026

I used to struggle with multiple providers for different markets and methods, but now one integration handles everything.

Frequently Asked Questions About SzndPay

SzndPay is a payment gateway that provides a single integration for accepting debit and credit cards, bank transfers, USSD, and mobile money. It works by signing up for an account to get API keys, integrating their APIs, SDKs, or hosted checkout, then going live to accept and settle payments with built-in compliance and transparent pricing.

SzndPay does not publish fixed pricing publicly; transaction fees are custom and vary by country, payment method, and volume, and you need to contact sales for a quote.

SzndPay operates in multiple African countries including Nigeria, Ghana, Kenya, South Africa, Senegal, and also supports international payments from countries like the United States, United Kingdom, and Canada.

Sign up by creating an account on their website to get API keys in minutes; no credit card is required.

Yes, SzndPay has a mobile app available on iOS and Android under “Sznd,” used for sending money and managing a wallet.

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