A Nigerian payment service bank offering mobile app and USSD banking, transfers, bill payments, airtime/data, agent cash-in/cash-out, and business collections.
9PSB Product Overview
Is 9PSB Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigeria-based individuals
- USSD-only phone users
What It Does Well
- Mobile and USSD banking
- Transfers and bill payments
Things to Check
- Agent network coverage
- USSD bank partners
About 9PSB
9 Payment Service Bank (9PSB) is a Central Bank of Nigeria (CBN) licensed payment service bank founded in 2020, built for individuals, agents, merchants, and businesses that need digital banking and payments in Nigeria.
Key capabilities include:
- Personal digital banking with transfers, bill payments, and airtime/data purchases through the Bank9ja Mobile App, plus USSD banking for customers who need offline access (dial *990*0#).
- Agent and merchant services that support cash-in/cash-out, deposits and withdrawals, and everyday payment transactions through an agent banking network and supported Point-of-Sale devices.
- Business payments and collections via products such as Merchant Collect, plus tools referenced for virtual accounts, payouts to beneficiaries, and e-commerce payment gateway plugins for online payments.
- Wallet and deposit products including savings and investment deposits (as described in the product brief).
Available on Android, iOS, Web, and USSD.
Target users include unbanked and underbanked Nigerians, banked individuals who want branchless transactions, and Nigerian businesses, fintechs, agents, and merchants that need collections and payout rails.
Notable in the Nigerian market context, it launched as the country’s first payment service bank, and it reports a partnership with Qore’s BankOne core banking to support higher transaction volumes and digital channel integration.
9PSB Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, 9PSB is rated 2.7 on the App Store from 9 reviews and 4.0 on Google Play from 459 reviews with 100K+ installs.
Recent Reviews for 9PSB
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9PSB Founders & Leadership Team
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Latest 9PSB News & Updates
Liners collects product news from official company updates and trusted publications. We refresh coverage as new articles are published. How we source dataFrequently Asked Questions About 9PSB
9PSB is Nigeria's first payment service bank, licensed by the Central Bank of Nigeria to provide digital banking services focused on financial inclusion for the unbanked and underbanked. It operates as a fully digital bank through its agent network, Bank9ja Mobile App, USSD code (9900# or 99030#), and Bank9ja Corporate for businesses, offering wallets, savings, investments, payments, and collections.
9PSB operates in Nigeria.
Dial 9900# on your phone to begin accessing 9PSB services, or download the Bank9ja Mobile App. You can also use the agent banking network or Bank9ja Corporate for business sign-up.
Yes, 9PSB is available on iOS and Android. You can download 9psb on the App Store for iPhone, or get it on Google Play for Android.
9PSB is best suited for unbanked and underbanked individuals seeking accessible digital banking, as well as businesses needing payment and collection solutions.
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