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A Nigerian payment service bank offering mobile app and USSD banking, transfers, bill payments, airtime/data, agent cash-in/cash-out, and business collections.

9 Payment Service Bank (9PSB) is a Central Bank of Nigeria (CBN) licensed payment service bank founded in 2020, built for individuals, agents, merchants, and businesses that need digital banking and payments in Nigeria.
Key capabilities include:
Available on Android, iOS, Web, and USSD.
Target users include unbanked and underbanked Nigerians, banked individuals who want branchless transactions, and Nigerian businesses, fintechs, agents, and merchants that need collections and payout rails.
Notable in the Nigerian market context, it launched as the countryβs first payment service bank, and it reports a partnership with Qoreβs BankOne core banking to support higher transaction volumes and digital channel integration.
As of May 25, 2026, 9PSB is rated 2.7 on the App Store from 9 reviews and 3.8 on Google Play from 402 reviews with 100K+ installs.
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