9psb

9 Payment Service Bank (9PSB) is a Central Bank of Nigeria (CBN) licensed payment service bank founded in 2020, built for individuals, agents, merchants, and businesses that need digital banking and payments in Nigeria.

Key capabilities include:

• Personal digital banking with transfers, bill payments, and airtime/data purchases through the Bank9ja Mobile App, plus USSD banking for customers who need offline access (dial *990*0#).
• Agent and merchant services that support cash-in/cash-out, deposits and withdrawals, and everyday payment transactions through an agent banking network and supported Point-of-Sale devices.
• Business payments and collections via products such as Merchant Collect, plus tools referenced for virtual accounts, payouts to beneficiaries, and e-commerce payment gateway plugins for online payments.
• Wallet and deposit products including savings and investment deposits (as described in the product brief).

Available on Android, iOS, Web, and USSD.

Target users include unbanked and underbanked Nigerians, banked individuals who want branchless transactions, and Nigerian businesses, fintechs, agents, and merchants that need collections and payout rails.

Notable in the Nigerian market context, it launched as the country’s first payment service bank, and it reports a partnership with to support higher transaction volumes and digital channel integration.