Send money between Nigeria and North America in minutes
Zobo Money
Liners checked this listing or its product relationship to a reasonable extent. Verification is not an endorsement or product test. How verification worksA mobile money transfer app for Africans in the diaspora to send USD, GBP, EUR, or CAD to recipients in Africa in minutes, with zero fees and local currency delivery.
Zobo Money Product Overview
Is Zobo Money Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Diaspora senders
- Family support back home
What It Does Well
- US to Africa transfers
- UK to Africa transfers
Things to Check
- Supported payout countries
- Recipient payout methods
About Zobo Money

Zobo Money is a cross-border money transfer app for Africans in the diaspora who need to send money from the US, UK, Canada, or Europe to recipients across Africa.
Key capabilities include:
- Fast transfers that typically arrive within seconds or minutes (timing can vary by receiving country and banking rails)
- Fee-free transfers with competitive, real-time exchange rates (FX rate applies)
- Local currency delivery from USD, GBP, EUR, or CAD into African currencies such as NGN, GHS, XOF, and XAF, supporting corridors including Nigeria, Ghana, Cameroon, Senegal, and Ivory Coast
- Flexible funding options, including Apple Pay, Google Pay, bank transfer, credit/debit cards, and supported mobile money wallets; users can also use a dedicated virtual wallet for GBP or EUR
Available on Android and iOS.
It targets B2C users, specifically Africans living abroad who send money to family and friends in Africa.
Notable in the Africa remittance market for its focus on diaspora-first corridors, 24/7 customer support, and compliance disclosures, including MSB registration details for US (FinCEN) and Canada (FINTRAC) entities referenced on its website.
Zobo Money Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Zobo Money is rated 3.6 on the App Store from 32 reviews and 4.1 on Google Play from 90 reviews with 10K+ installs.
Recent Reviews for Zobo Money
Reviews reflect each reviewer's opinion. Companies cannot pay to alter or remove reviews. A verified review includes proof that Liners checked to an extent. Learn how reviews workHow is the score calculated?
Every product starts at a 3.5-star baseline worth 7 reviews. Each approved review pulls the score toward the real average, so a product with one 5-star review shows about 3.7.
Learn how reviews workNG · 2 reviews
Jun 2, 2026
I’ve had a great experience using this service. Transfers are processed efficiently, giving me confidence that funds will reach recipients on time when they need them most.
Frequently Asked Questions About Zobo Money
Zobo Money is a money transfer app for sending funds from the US, UK, and Europe to Africa with zero fees, competitive exchange rates, and instant transfers. Users complete onboarding and KYC verification in the app, then make transfers in a few taps for fast, secure transactions.
Zobo Money offers transfers with zero fees and no hidden charges. It provides competitive exchange rates.
Zobo Money operates as a money transfer platform that allows users in the US, UK, and Europe to send funds to numerous African countries, with primary receiving destinations including Nigeria, Ghana, Cameroon, and various CFA franc zones.
Download the Zobo Money app, complete onboarding, and finish KYC verification to start.
Yes, Zobo Money has a mobile app available on the Apple App Store for iPad.
