PayQin

PayQin is a mobile-first fintech e-wallet built for individuals and merchants in emerging markets who need practical ways to pay and move money internationally.

Key capabilities include:

• E-wallet with card access: supports a virtual debit card and account-based spending for online payments.
• International payments and transfers: enables cross-border transactions with a focus on transparent fees and no hidden charges (as stated on the website).
• Multiple funding methods: users can top up via Mobile Money/Wave, Fonbnk (mobile money), MoneyGram, and bank cards through Onramper and Stripe.
• USDC account activation: allows users to activate a USDC account from within the app using card or mobile money.
• Account verification and support: includes KYC (ID scan plus selfie verification) and in-app support chat.

Available on Android (Google Play) and iOS (Apple App Store). A Business API is available for merchant payment integrations.

It targets unbanked and underbanked consumers and businesses that need to accept or make international payments, with documented use across Francophone West Africa including Côte d’Ivoire, Senegal, Mali, and Cameroon.

Notable context: the company states it is a Money Services Business registered with FinCEN (MSB Registration No. 31000244150081) and works with licensed banking partners, addressing payment method gaps between mobile money users and global online commerce.

As of Jun 29, 2026, PayQin is rated 3.9 on the App Store from 131 reviews.