Send money from South Africa to 70+ countries
PayQin
A mobile e-wallet for individuals and merchants to fund accounts via mobile money or cards, activate a USDC account, and make transparent international payments.
PayQin Product Overview
Is PayQin Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- WAEMU residents
- Cameroon users
What It Does Well
- Mobile money funding
- Card top-ups
Things to Check
- USDC cash-out options
- Mobile money networks supported
About PayQin

PayQin is a mobile-first fintech e-wallet built for individuals and merchants in emerging markets who need practical ways to pay and move money internationally.
Key capabilities include:
- E-wallet with card access: supports a virtual debit card and account-based spending for online payments.
- International payments and transfers: enables cross-border transactions with a focus on transparent fees and no hidden charges (as stated on the website).
- Multiple funding methods: users can top up via Mobile Money/Wave, Fonbnk (mobile money), MoneyGram, and bank cards through Onramper and Stripe.
- USDC account activation: allows users to activate a USDC account from within the app using card or mobile money.
- Account verification and support: includes KYC (ID scan plus selfie verification) and in-app support chat.
Available on Android (Google Play) and iOS (Apple App Store). A Business API is available for merchant payment integrations.
It targets unbanked and underbanked consumers and businesses that need to accept or make international payments, with documented use across Francophone West Africa including Côte d’Ivoire, Senegal, Mali, and Cameroon.
Notable context: the company states it is a Money Services Business registered with FinCEN (MSB Registration No. 31000244150081) and works with licensed banking partners, addressing payment method gaps between mobile money users and global online commerce.
PayQin Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataRecent Reviews for PayQin
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PayQin Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataPayQin has raised $750K across 11 recorded funding events. The latest was Seed in Dec 2023.
- Total Raised:
- $750K
- Latest Round:
- Seed
PayQin Investors & Funding Rounds
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PayQin Founders & Leadership Team
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Frequently Asked Questions About PayQin
PayQin is a mobile e-wallet for individuals and merchants in emerging markets to fund accounts via mobile money or cards, activate a USDC account, and make international payments. You download the app from the App Store or Google Play, complete KYC verification with ID scan and selfie, top up your wallet using mobile money (like Wave or Fonbnk), MoneyGram, or bank cards via Onramper and Stripe, then use the virtual or physical debit card for online payments or send cross-border transfers with transparent fees.
PayQin is free to download. It charges transparent fees on transactions, such as 2% for mobile money top-ups, with no hidden charges; specific pricing for other features is not detailed.
PayQin primarily operates in Francophone West Africa, including Ivory Coast, Senegal, Mali, Cameroon, Benin, Togo, and Burkina Faso. It supports users globally except in sanctioned countries like Congo, Cuba, North Korea, Iran, Iraq, Lebanon, Liberia, Libya, Myanmar, Russia, Sudan, South Sudan, Syria, Venezuela, Yemen, Afghanistan, Somalia, and Zimbabwe.
Download the PayQin app from the Apple App Store or Google Play Store, create an account, and complete KYC verification by scanning your ID and taking a selfie. Then top up your wallet using mobile money, bank cards, or MoneyGram to start using it.
Yes, PayQin is available on iOS and Android.
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