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Send money across borders with cash, card, or wallet payouts
Mama Money
An international money transfer service for people in South Africa sending funds to 70+ countries across Africa, Asia, and Europe via app or WhatsApp.
Mama Money Product Overview
Is Mama Money Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- People in South Africa
- Sending money abroad
What It Does Well
- Send to 70+ countries
- App-based transfers
Things to Check
- Destination country list
- Supported payout methods
About Mama Money
Mama Money is an international money transfer service for people in South Africa who need to send money to family and contacts in 70+ countries across Africa, Asia, and Europe.
Key capabilities include:
- Cross-border remittances from South Africa to destinations such as Zimbabwe, Lesotho, Nigeria, Malawi, India, Ghana, Bangladesh, and Uganda, plus additional corridors listed on its country directory.
- App-based onboarding and transfers, with digital registration that supports uploading a passport, foreign ID, South African ID, or refugee/asylum document, plus a selfie to complete sign-up.
- Multiple ways to send, including sending transfers via the mobile app and an option to send via WhatsApp.
- Additional financial products, including the Mama Money Card, plus wallet and savings sections such as Save in USD and Save with Mama.
Available on Web, Android (Google Play), iOS (App Store), and Huawei AppGallery, with sending and support also accessible via WhatsApp.
It primarily serves migrant workers, foreign nationals, and expats in South Africa who need a practical way to send money internationally.
In the South African market, it is notable for focusing on affordability and access for underserved communities, and for operating as a money transfer operator licensed and regulated by the South African Reserve Bank with ISO 9001 certification.
Mama Money Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataOperates In
Official Links
As of Oct 5, 2026, Mama Money is rated 4.7 on Google Play from 64.6K reviews with 1M+ installs.
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Frequently Asked Questions About Mama Money
Mama Money is an international money transfer service that lets people in South Africa send money to over 70 countries across Africa, Asia, and Europe, as well as use a wallet and Mama Money Card for everyday finances. You sign up digitally, fund your account or card, then use the app or WhatsApp to send money or manage your wallet and card, with transfers going to bank accounts, mobile wallets, and other supported payout methods depending on the destination.
Fees for international transfers are typically 5% or less of the transfer amount, and can be as low as 1% depending on the corridor. The Mama Money Card has a once-off setup fee (around R99–R100) plus a monthly account fee (around R25–R29), with additional transactional charges; exact transfer and card fee tables are not fully published and may vary by country and partner.
Mama Money operates for sending money from South Africa to a wide range of countries across Africa, Asia, and Europe, with coverage now over 70–90 countries. Examples include Zimbabwe, Lesotho, Nigeria, Malawi, Ghana, Uganda, Mozambique, Kenya, Bangladesh, India, Pakistan, Nepal, Sri Lanka, the UAE, and many European countries such as the UK, Germany, France, Italy, Spain, and others.
To sign up, you download the Mama Money app or start registration via WhatsApp, enter your personal details, and upload an accepted identification document (such as a passport, South African ID, foreign ID, or refugee/asylum document) along with a selfie. Once your details are approved, your account is activated and you can start sending money and using the wallet and card features.
Yes, Mamamoney is available on Android. Get Mamamoney on Google Play for Android.
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