What is MonieWorld and how does it work?

MonieWorld is a service for fast money transfers from the UK to Nigeria with zero transfer fees and competitive exchange rates. You sign up via the app or website, fund your account, and send money instantly, with new customers getting a boosted rate of +₦20 extra per pound for their first 60 days.

How much does MonieWorld cost?

MonieWorld charges zero transfer fees and makes money by adding a small markup to the exchange rate. New customers receive a boosted rate for 60 days, and you can check the current rate in the app before confirming.

What countries does MonieWorld operate in?

MonieWorld operates transfers from the UK to Nigeria.

How do I sign up for MonieWorld?

Download the MonieWorld app from IOS or Android or sign up on the web at monieworld.com/signup.

Does MonieWorld have a mobile app?

Yes, MonieWorld is available on iOS and Android. You can download MonieWorld on the App Store for iPhone, or get it on Google Play for Android.

Who is MonieWorld best suited for?

MonieWorld is best suited for individuals in the UK sending money to Nigeria, especially new users who benefit from the 60-day boosted rate.

How do I contact MonieWorld support?

Reach out to the MonieWorld support team through the app or website if you have issues during signup or transfers.

MonieWorld

Rating: 4
Author: Adeyemo Caleb

🇳🇬 Nigeria

A money transfer service for UK residents to send NGN to Nigerian bank accounts in seconds, pay Nigerian bills, and fund transfers via card, bank transfer, Apple Pay, or Google Pay.

Use it on:Web Android· 4.5 iOS· 4.5

Is MonieWorld right for you?

Best for

UK to Nigeria senders
Naira bank transfers
Nigerian bill payers
Card top ups
Apple Pay users

What it does well

Instant naira transfers
Fee free transfers
Nigerian bill payments
Card and bank funding
Apple Pay and Google Pay

Things to check

UK resident eligibility
Supported Nigerian banks
Billers and services list
Transfer limits
Payout name matching

MonieWorld is a UK-to-Nigeria money transfer service for UK residents aged 18+ who need to send Naira to any Nigerian bank account, often in seconds.

Key capabilities include:

Instant bank transfers to Nigeria: send money from the UK directly to Nigerian bank accounts, with delivery typically completed in seconds.
Multiple ways to pay: fund transfers using debit or credit cards, bank transfer, Apple Pay, Google Pay, or from a GBP currency account.
GBP accounts for higher limits: build up transfer funds in a GBP account; users without a GBP account start with an annual limit of up to £3,500, with eligibility to send more after additional checks.
Nigerian bill payments: pay bills in Nigeria on behalf of family and others.

Available on Web, IOS and Android.

It targets B2C remittances, particularly UK-based Nigerians and other UK residents supporting family or making personal and business-related payments to Nigeria. During beta, access is invite-only, and sign-up requires UK residency and a UK mobile number.

In the African payments context, it focuses specifically on the UK-to-Nigeria corridor and is powered by Moniepoint. The service advertises zero transfer fees, with costs covered via a small markup on the exchange rate, and includes security measures such as identity checks, biometrics/passcode, encrypted data transfers, and 24/7 monitoring.

As of Jul 6, 2026, MonieWorld is rated 4.5 on the App Store from 12 reviews and 4.5 on Google Play from 246 reviews with 100K+ installs.

Social Links:

Categories:

Fintech

Features & Business Model:

b2c bill-payments cross-border-payments remittances