Mukuru

Mukuru is a financial services platform for individuals who need to send money internationally and access everyday digital payment services, especially across African markets.

Key capabilities include:

• International money transfers to 50+ countries, supported by 320,000+ pay-in and payout locations, plus options to send money directly to bank accounts or mobile wallets.
• Mukuru Wallet for sending and receiving money, buying electricity and airtime, and paying selected bills (for example, DStv payments in Botswana).
• Mukuru Pay for online shopping with cash payments, allowing customers to check out with Mukuru and pay in cash at retail partners.
• Mukuru Card (prepaid) for cashless payments, designed for day-to-day spending.

Available on Web, Android, iOS, Huawei AppGallery, USSD (130567#), and via physical branches and booths.

It primarily serves B2C customers, including migrant workers and families who rely on accessible cross-border remittances and cash-based payment options.

Notable in Africa for combining a large physical network with digital channels, supporting multi-language assistance, and processing significant scale (16+ million customers and 100+ million transactions). Mukuru Financial Services (Pty) Ltd is listed as an authorized Financial Services Provider in South Africa (FSP45517) and a registered Credit Provider (NCRCP9244).

As of Jun 22, 2026, Mukuru is rated 4.8 on the App Store from 44 reviews and 4.5 on Google Play from 19.2K reviews with 1M+ installs.