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A cross-border social payment app for Africans and global businesses, offering multi-currency wallets, virtual accounts, dollar cards, remittances, and batch payments.

Changera is a cross-border social payments fintech app for individuals and businesses that need to send, receive, and spend money across countries, with a focus on African users and the diaspora.
Key capabilities include:
Available on Web, Android, and iOS.
It targets freelancers, remote workers, migrants, and consumers who need multi-currency spending and remittances, plus SMEs managing cross-border payouts and vendor settlements.
In the African fintech context, the product is notable for its MoneyGram integration on the Stellar network for cash-to-crypto deposits and withdrawals, and for positioning itself as a single app for multi-currency wallets, cards, and cross-border payments across markets including Nigeria, Ghana, Kenya, Senegal, Uganda, and Canada.
As of May 11, 2026, Changera is rated 3.5 on the App Store from 231 reviews and 2.7 on Google Play from 1.1K reviews with 50K+ installs.
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