Digital payments and credit platform for Kenyan SMEs to accept Lipa na M-Pesa till payments, send bulk payouts to suppliers or staff, and track transactions online.
Kopo Kopo Product Overview
Is Kopo Kopo Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- SMEs taking M-Pesa
- Retail tills and shops
What It Does Well
- Lipa na M-Pesa payments
- Till payment acceptance
Things to Check
- Supported M-Pesa payment types
- Credit eligibility rules
About Kopo Kopo
Kopo Kopo is a business payments and credit platform for small and medium businesses in Kenya that want to accept Lipa na M-Pesa payments, manage payouts, and monitor transactions in one place.
Key capabilities include:
- Lipa na M-Pesa till numbers to collect customer payments digitally, supporting cashless checkout for shops, restaurants, boutiques, and other local merchants
- Online Portal with real-time visibility into transactions, customer payments, and reports to help businesses track performance and reconcile sales
- Bulk Pay for making multiple outgoing payments from a business account, useful for paying suppliers or employees
- Credit access through Cash Advance and Overdraft products designed for working capital needs or business growth
Available on Web (online portal), Android, iOS, plus API/developer tools and SMS/USSD channels.
It targets B2B SMBs in Kenya that need practical tooling for mobile money collections, supplier payouts, and day-to-day visibility into cashflow.
Notable in the Kenyan fintech market for its long-standing integration with M-Pesa (including a partnership with Safaricom since 2012) and its expansion from payment aggregation into B2B payments and credit for merchants. For enquiries, contact info@kopokopo.com.
Kopo Kopo Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Kopo Kopo is rated 4.9 on the App Store from 12 reviews and 4.4 on Google Play from 6.3K reviews with 500K+ installs.
Recent Reviews for Kopo Kopo
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Kopo Kopo Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataKopo Kopo has raised $12.6M across 6 recorded funding events. The latest was Merger / Acquisition in Aug 2023.
- Total Raised:
- $12.6M
- Latest Round:
- Merger / Acquisition
Kopo Kopo Investors & Funding Rounds
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Kopo Kopo Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataLatest Kopo Kopo News & Updates
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Frequently Asked Questions About Kopo Kopo
Kopo Kopo is a payment platform that enables businesses to accept digital payments like Lipa na M-PESA via till numbers, with funds instantly credited to your account. You pay a 0.55% fee capped at KSh 200 per transaction (free below KSh 200), and use the platform to send payments to M-PESA, banks, or tills for KSh 50 per transfer (free to your nominated M-PESA). It also offers cash advances based on your payment volume and tools like recurring payments.
Receiving Lipa na M-PESA payments costs 0.55% per transaction (capped at KSh 200; free under KSh 200). Sending payments costs KSh 50 per transfer (free to your nominated M-PESA), with cash advances at 5.9% monthly interest if repaid on time.
Kopo Kopo operates in Kenya.
Yes, Kopo Kopo is available on iOS and Android. You can download Kopo Kopo on the App Store for iPhone, or get it on Google Play for Android.
Kopo Kopo is best suited for Kenyan businesses accepting Lipa na M-PESA payments, sending bulk or recurring payments, and accessing cash advances based on transaction volume.
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