Get short-term loans through an instant mobile app
A digital platform in Uganda that offers salaried employees instant salary advances up to 50% of net pay, with 24/7 mobile money transfers via employer approval.
Zofi Cash Product Overview
Is Zofi Cash Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Salaried employees
- Before payday cash
What It Does Well
- Instant salary advances
- Up to 50% pay
Things to Check
- Employer setup process
- Advance repayment timing
About Zofi Cash

Zofi Cash is a digital financial platform in Uganda that helps salaried employees handle urgent expenses before payday by offering instant salary advances through employer-approved access.
Key capabilities include:
- Salary advances up to 50% of monthly net income, requested anytime to cover short-term cash needs
- 24/7 applications and instant transfers sent to a user’s mobile money account
- Fully digital requests through app or web registration, with no paperwork or long forms
- Employer payroll integration and approval, enabling advances to be issued based on verified salary information
Available on Web and Android.
The product follows a B2B2C model, serving employees as end-users while relying on employer partnerships for approval and payroll connection.
It is notable in the Ugandan market for focusing on on-demand access to earned salary and employer-connected disbursements. The company was founded in 2020 and has participated in Startup Wise Guys SaaS Africa 2022, with employer use cases referenced by HR at Turibamwe Group Limited.
Zofi Cash Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Oct 5, 2026, Zofi Cash is rated 2.5 on Google Play from 196 reviews with 100K+ installs.
Recent Reviews for Zofi Cash
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Zofi Cash Funding History
Liners compiles funding history from company announcements, investor records, and trusted reporting. We refresh it as new rounds are confirmed. How we source dataZofi Cash has raised $1.1M across 4 recorded funding events. The latest was Seed in Dec 2023.
- Total Raised:
- $1.1M
- Latest Round:
- Seed
Zofi Cash Investors & Funding Rounds
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Zofi Cash Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataFrequently Asked Questions About Zofi Cash
Zofi Cash is a digital financial platform that provides instant salary advances to employees before payday. Employees request up to 50% of their monthly net income through the mobile app, with approval from their employer and funds transferred to their mobile money account in two minutes. Fees range from 3-12% based on how many days before payday the advance is requested.
Zofi Cash operates as a salary advance platform where interest/fees vary depending on the advance duration and employer agreement rather than a flat subscription model.
Zofi Cash operates in Uganda and Kenya.
Open a free account through the mobile app. Get registered and approved by your employer to access salary advances.
Yes, Zofi Cash is available on Android.
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