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CyberPay
An online payments platform for Nigerian businesses and consumers to accept card, bank, USSD, QR, and wallet payments, plus POS, payouts, and bill payments.
CyberPay Product Overview
Is CyberPay Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian online stores
- Retailers using POS
What It Does Well
- Card and bank payments
- USSD and QR checkout
Things to Check
- Settlement time
- POS device sourcing
About CyberPay
CyberPay is a Nigerian fintech payments platform for businesses that need to collect and process payments and consumers who want to transfer money and pay bills.
Key capabilities include:
- Multi-channel payment collection across cards, bank accounts, USSD, QRPay, and wallet options, designed to reduce failed checkouts and support different customer preferences.
- Merchant payment tools such as Online Sales with Payment Link for collecting payments via shareable links, plus CyberPay Online (web and mobile) payment processing for digital checkout flows.
- In-person and operational services including POS services, disbursement solutions for bulk payouts, loan repayment, and Bulk SMS for customer notifications and outreach.
- Consumer mobile app features for transfers, bill payments, and monitoring personal financial activity; the platform also lists PenRemit and a Marketplace as part of its solutions.
Available on Web, Android, iOS, and via API (developer portal).
Target users include Nigerian merchants, SMEs, online sellers, and enterprises running collections and payouts, plus individuals who need everyday transfers and bill payments.
Notable in Nigeria for operating as a CBN-licensed payment provider, with a broad set of collection methods (including USSD and payment links) and a published developer entry point for integrating payments into apps and websites.
CyberPay Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. Learn moreOperates In
Official Links
As of Sep 21, 2026, CyberPay is rated 3.9 on the App Store from 8 reviews and 4.5 on Google Play from 15 reviews with 1K+ installs.
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Frequently Asked Questions About CyberPay
CyberPay is a Nigerian fintech payments platform that helps businesses collect and process payments, and helps consumers make transfers and pay bills. It works across multiple channels, including card, bank account, USSD, QRPay, and wallet payments.
CyberPay primarily operates in Nigeria. The product materials provided do not clearly confirm other countries.
Yes, Cyberpay is available on iOS and Android. You can download Cyberpay on the App Store for iPhone, or get it on Google Play for Android.
CyberPay is best suited for Nigerian businesses, SMEs, online sellers, and enterprises that need payment collection, payouts, and other payment tools. It also serves individual consumers who want to transfer money and pay bills.
You can contact CyberPay at hello@cyberpay.net.ng or support@cyberpay.net.ng. The platform also advertises 24/7 customer service support.
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