Squad
A payment platform for African businesses to collect online and in-person payments via virtual accounts, payment links, gateway integrations, USSD, POS, and APIs.
Squad Product Overview
Is Squad Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian businesses
- Online stores
What It Does Well
- Virtual account payments
- Payment links
Things to Check
- Nigerian-only coverage
- Settlement timing
About Squad
Squad is a business payments platform for African merchants, fintechs, and organisations that need to collect and manage online and in-person payments.
Key capabilities include:
- Virtual Accounts for bank transfers with instant payment confirmation and easier reconciliation
- Payment Links and invoicing to request payment remotely, including single or bulk invoice creation with currency selection
- Payment Gateway and developer tools for integrating card and bank payment acceptance into websites and apps, with APIs, SDKs, documentation, and a sandbox for testing
- Payouts and in-person payments through Transfer API (send money to customers), USSD (quick customer payments), and POS for physical locations
Available on Web (dashboard and developer portal), API, and the Squad Business merchant app on Android and iOS.
The platform targets micro, small, and large businesses, plus fintechs and churches operating in Africa, with a strong focus on Nigeria.
Squad is notable in the Nigerian market for its CBN licensing (via HabariPay, a GTCO subsidiary) and its security controls, including PCI DSS Level 1 compliance, data encryption, and alignment with GDPR and the Nigerian Data Protection Regulation. Pricing is paid and transaction-based, with details published on its pricing page.
Squad Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataAs of Sep 28, 2026, Squad is rated 4.9 on Google Play from 255 reviews with 100K+ installs.
Recent Reviews for Squad
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Squad Founders & Leadership Team
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Latest Squad News & Updates
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Jobs at Squad
| Title | Posted |
|---|---|
| Front-end Developer(React Js) | Jul 15, 2025 |
Frequently Asked Questions About Squad
Squad is a payment platform for African businesses to accept online and in-person payments using virtual accounts, payment links, gateways, USSD, POS, and APIs. You sign up via the dashboard at dashboard.squadco.com, complete KYC for onboarding in about 15 minutes, then access tools like virtual accounts for instant reconciliation, payment links for remote requests, and developer APIs for integrations.
Squad uses a transaction-based pricing model, such as 1.2% for local payment links and 3.9% for international payments over $100. Full details are on the pricing page at squadco.com/pricing.
Squad operates primarily in Nigeria with CBN licensing and focuses on markets across Africa.
Sign up at dashboard.squadco.com by creating an account with your email, then complete KYC for quick onboarding in about 15 minutes.
Yes, Squad is available on iOS and Android. You can download Squad Business on the App Store for iPhone, or get it on Google Play for Android.
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