Question 1

What is the best Squadco alternative in Nigeria?

Accepted Answer

For most Nigeria-based businesses that want a familiar all-round payment stack, Paystack is a strong Squadco alternative because it supports online and in-person channels across multiple rails like cards, transfers, mobile money, and USSD. If your priority is POS-first collections with quick settlement, OPay Business is built specifically for Nigerian merchants.

Question 2

What can I use instead of Squadco for USSD payments?

Accepted Answer

If USSD is central to your collections, CoralPay is one of the closest matches, it explicitly focuses on USSD payments and payment switching for Nigerian and West African businesses, banks, and fintechs. Monnify is also worth comparing for USSD-enabled interbank transfer payments in Nigeria.

Question 3

Which apps are like Squadco for POS and in-person payments?

Accepted Answer

For POS-first workflows, Nomba and OPay Business are good places to start, both are Nigeria-focused and built around accepting in-person POS payments with a business dashboard. If you also want extra back-office tooling, Traction Apps bundles POS collections with invoicing and inventory tracking.

Question 4

Is Squadco available outside Nigeria?

Accepted Answer

Squadco is described as operating primarily in Nigeria, with a broader Africa focus. If you need clearer multi-country availability, Paystack lists coverage across Nigeria, Kenya, South Africa, and Ghana, while Stitch lists Nigeria and South Africa.

Question 5

What does Squadco cost compared with alternatives?

Accepted Answer

Squadco publishes transaction-based pricing, with examples such as 1.2% for local payment links and 3.9% for international payments over $100 [VERIFY ongoing]. To compare fairly, check the equivalent fees on Paystack or Monnify, then line up charges for transfers, cards, and settlement timing.

Question 6

Which Squadco competitor is best for an API-first integration?

Accepted Answer

If you want an API-first payments setup, Stitch is positioned as an enterprise payments gateway delivered through one South African API, with payouts included. For a single-API approach across multiple rails, Cashonrails highlights accepting cards, mobile money, and bank transfers using one API.

Question 7

Do Squadco alternatives support invoicing and payment links?

Accepted Answer

Yes, several do, but it varies by product. Paystack explicitly lists payment links and invoicing as part of its toolkit, while Traction Apps includes invoicing alongside payments, sales tracking, and inventory.

Question 8

How do I switch from Squadco to another provider without breaking payments?

Accepted Answer

Start by running a parallel checkout: keep Squadco live while you integrate a second provider like Monnify or Paystack and test on a sandbox or staging flow where available. Move one payment rail at a time (for example, links first, then API checkout, then POS), and only flip the default once reconciliation and settlement behaviour match what you need.

Top 96 Best Squad Alternatives & Competitors (2026)

Alternatives to Squad

CoralPay

Nomba

Traction Apps

Cashafrica

OPay Business

enza

BluPenguin

Zainpay

Monnify

Paystack

Stitch

Cashonrails

Fazipay

Touch and Pay (TA...

Zest

Veedez

SzndPay

eTranzact

TeamApt Limited

XpressPay

Ezeebit

Qrios

Earnipay

Konnadex

Frequently Asked Questions

More Fintech Product Alternatives

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