Accept card, transfer, USSD, and QR payments with fast settlement
Cashonrails
A payments platform for businesses to accept cards, mobile money, and bank transfers across Africa and globally using a single API.
Cashonrails Product Overview
Is Cashonrails Right for You?
Liners prepares and updates these highlights as product information changes. Editorial standardsBest For
- Nigerian online stores
- Mobile-first businesses
What It Does Well
- Cards and transfers
- Mobile money payments
Things to Check
- Supported mobile money options
- Settlement time to bank
About Cashonrails

Cashonrails is a payments platform for businesses, especially SMEs, that need to accept online and offline payments across Africa and globally.
Key capabilities include:
- Single API for multiple payment methods, letting teams integrate one endpoint to accept payments.
- Local and global payment acceptance, including cards, mobile money, and bank transfers.
- Dashboard tools for payment operations, including automated invoicing, subscription management, and cash-flow management features designed for day-to-day business use.
Available on Web and via API.
It targets B2B teams and SMEs that want to support local alternative payment methods alongside card and bank transfer payments without building separate integrations per channel. It is relevant for African-focused commerce and service businesses that need to collect payments using familiar local rails while also supporting broader, cross-market payment needs.
Cashonrails Facts
Liners compiles product facts from official websites, app stores, documentation, trusted public sources, and details shared by product teams during editorial review. We also consider crowdsourced updates when they include verifiable evidence, and refresh facts as information changes. How we source dataRecent Reviews for Cashonrails
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Cashonrails Founders & Leadership Team
Liners compiles leadership profiles from official company pages, professional profiles, and trusted public sources. We refresh them as teams change. How we source dataFrequently Asked Questions About Cashonrails
Cashonrails is a payments platform that lets businesses accept cards, mobile money, USSD payments, and bank transfers across African and global markets through a single API and web dashboard. You integrate once with its API or use its tools, then use the dashboard to manage online and offline payments, invoicing, subscriptions, and cash flow in one place.
Cashonrails operates in Nigeria.
You can start by visiting the Cashonrails website and following the prompts to get started or sign up, which typically involves providing your business details and creating an account. If a direct sign up form is not visible, you may need to use the contact options on the site to request access.
Cashonrails is best suited for businesses, especially SMEs, that need to accept online and offline payments in African markets while also supporting global customers. It is particularly useful for teams that want to support multiple local payment methods, such as mobile money and USSD, alongside cards and bank transfers without building separate integrations.
You can contact Cashonrails by using the chat function or contact form on the website. For data protection and privacy related matters, you can reach their Data Protection Officer at support@cashonrails.com.
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