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Cashonrails

A payments platform for businesses to accept cards, mobile money, and bank transfers across Africa and globally using a single API.

Use it on:WebAPI
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Is Cashonrails right for you?

Best for

  • Nigerian online stores
  • Subscription businesses
  • Invoice-based sellers
  • Businesses taking mobile money
  • Teams needing one API

What it does well

  • Card payments
  • Mobile money payments
  • Bank transfer payments
  • Payment links
  • QR and USSD payments

Things to check

  • Supported mobile money networks
  • Settlement time
  • Chargeback handling
  • Available integrations
  • Pricing fit

Cashonrails is a payments platform for businesses, especially SMEs, that need to accept online and offline payments across Africa and globally.

Key capabilities include:

  • Single API for multiple payment methods, letting teams integrate one endpoint to accept payments.
  • Local and global payment acceptance, including cards, mobile money, and bank transfers.
  • Dashboard tools for payment operations, including automated invoicing, subscription management, and cash-flow management features designed for day-to-day business use.

Available on Web and via API.

It targets B2B teams and SMEs that want to support local alternative payment methods alongside card and bank transfer payments without building separate integrations per channel. It is relevant for African-focused commerce and service businesses that need to collect payments using familiar local rails while also supporting broader, cross-market payment needs.

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