Zest

Zest is a payment orchestration and collection platform for African businesses, from small merchants to large enterprises, that need to accept online and in-store payments through multiple channels.

Key capabilities include:

• Multi-channel payment collection across cards, bank transfers, USSD, and QR, plus support for Apple Pay and Google Pay (where available), so customers can pay using their preferred method.
• Free, customisable eCommerce storefronts that let merchants sell online without building a separate website, useful for SMEs starting online sales quickly.
• Merchant tools and enterprise support including aggregator-style collections for organisations managing multiple locations, plus options such as pre-funding and card-based loyalty support.
• Developer integrations and security with well-documented APIs and stated PCI-DSS and NDPR compliance.

Available on Web (via https://business.zestpayment.com dashboard), Android (Zest Business App), iOS, and via API.

It targets B2B users, including Nigerian SMEs and large corporates that want consolidated payment operations, reporting, and configurable payment flows.

Notable in the African market context, the platform is a fintech subsidiary of Stanbic IBTC Holdings and is licensed by the Central Bank of Nigeria, positioning it for regulated payment collection in Nigeria while serving businesses operating across the continent’s growing digital payments ecosystem.