What is Zest and how does it work?

Zest is a payment gateway platform that unifies multiple payment methods like cards, mobile money, bank transfers, QR codes, USSD, Apple Pay, and Google Pay into a single dashboard for businesses. It works by offering payment orchestration for seamless collections, real-time reporting, instant settlements, customizable storefronts, and industry-specific solutions to streamline operations and enhance customer experiences.

What countries does Zest operate in?

Zest operates in African countries, with a focus on Nigeria and support for cross-border transactions to help businesses scale globally.

How do I sign up for Zest?

Visit www.zestpayment.com to get started with Zest for your business.

Does Zest have a mobile app?

Yes. Zest exists on mobile in both the Apple and Google Play stores as Zest Business.

Who is Zest best suited for?

Zest is best suited for African businesses of all sizes, from small merchants and SMEs to large enterprises in sectors like energy, ports, retail, education, and services needing unified payment solutions.

Does Zest have a plan for teams or businesses?

Yes, Zest offers solutions for businesses of all sizes, including enterprise-level customizations for teams and corporates.

Does Zest offer an API or integrations?

Yes, Zest offers a public API. View the official Zest API documentation for endpoints, authentication, and integration guides.

Zest

🇳🇬 Nigeria

A payment orchestration platform for African businesses to collect online and in-store payments via cards, transfers, USSD, QR, Apple Pay and Google Pay, with APIs and reporting.

Use it on:Web API Android iOS· 5.0

Zest is a payment orchestration and collection platform for African businesses, from small merchants to large enterprises, that need to accept online and in-store payments through multiple channels.

Key capabilities include:

Multi-channel payment collection across cards, bank transfers, USSD, and QR, plus support for Apple Pay and Google Pay (where available), so customers can pay using their preferred method.
Free, customisable eCommerce storefronts that let merchants sell online without building a separate website, useful for SMEs starting online sales quickly.
Merchant tools and enterprise support including aggregator-style collections for organisations managing multiple locations, plus options such as pre-funding and card-based loyalty support.
Developer integrations and security with well-documented APIs and stated PCI-DSS and NDPR compliance.

Available on Web (via https://business.zestpayment.com dashboard), Android (Zest Business App), iOS, and via API.

It targets B2B users, including Nigerian SMEs and large corporates that want consolidated payment operations, reporting, and configurable payment flows.

Notable in the African market context, the platform is a fintech subsidiary of Stanbic IBTC Holdings and is licensed by the Central Bank of Nigeria, positioning it for regulated payment collection in Nigeria while serving businesses operating across the continent’s growing digital payments ecosystem.

As of Jun 22, 2026, Zest is rated 5.0 on the App Store from 5 reviews.

Phone:+234 700 220 0100

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