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A payment orchestration platform for African businesses to collect online and in-store payments via cards, transfers, USSD, QR, Apple Pay and Google Pay, with APIs and reporting.

Zest is a payment orchestration and collection platform for African businesses, from small merchants to large enterprises, that need to accept online and in-store payments through multiple channels.
Key capabilities include:
Available on Web (via https://business.zestpayment.com dashboard), Android (Zest Business App), iOS, and via API.
It targets B2B users, including Nigerian SMEs and large corporates that want consolidated payment operations, reporting, and configurable payment flows.
Notable in the African market context, the platform is a fintech subsidiary of Stanbic IBTC Holdings and is licensed by the Central Bank of Nigeria, positioning it for regulated payment collection in Nigeria while serving businesses operating across the continent’s growing digital payments ecosystem.
As of May 11, 2026, Zest is rated 5.0 on the App Store from 5 reviews.
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